98 Cayman Cove, Destin, FL 32541 (MLS# 994705)

98 Cayman Cove, Destin, FL 32541

$1,175,000

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,647 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $1,175,000 List Date: 2/06/2026 Last Modified: 2/12/2026

Description

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility.

Supplements: convenience. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

More Information MLS# 994705

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 443.9 List Date: 2026-02-05 Current Price: $1,175,000 List Price: $1,175,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Destin Legal Description: DESTINY S/D

General Property Info

Sub-Type: Detached Single Family Design: Villa SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 2 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2647 Bedrooms: 3 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 2003 Garage Spaces: 2 Acreage: 0.14

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 3550 Annual Assessment Amount: 3550 Assessment Paid: Annually New Buyer Fee: Yes New Buyer Fee Amt: 450 New Buyer Fee Paid: $ Last Taxes: 11269 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: 98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Lot/Parcel Access

Controlled Access: 1 Paved Road: 1 Private Road: 1

Lot Features

Corner: 1 Level: 1

Project Facilities

BBQ Pit/Grill: 1 Community Room: 1 Exercise Room: 1 Gated Community: 1 Pets Allowed: 1 Pool: 1 Short Term Rental - Allowed: 1 Tennis: 1 Whirlpool: 1

Construction/Siding

Frame: 1 Roof Tile/Slate: 1 Slab: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Patio Covered: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Built-In Bookcases: 1 Ceiling Crwn Molding: 1 Ceiling Tray/Cofferd: 1 Fireplace: 1 Fireplace Gas: 1 Floor Tile: 1 Floor WW Carpet: 1 Furnished - None: 1 Lighting Recessed: 1 Pantry: 1 Shelving: 1 Washer/Dryer Hookup: 1 Window Bay: 1 Window Treatmnt Some: 1 Woodwork Painted: 1

Financing

Conventional: 1 Other: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Fire Alarm/Sprinkler: 1 Microwave: 1 Oven Self Cleaning: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Electric: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 AC - High Efficiency: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat - Two or More: 1 Heat Cntrl Electric: 1 Heat High Efficiency: 1 Insulated Doors: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Dressing Area: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Carpeted: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Trey Ceiling: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Kitchen

First: 1

Full Bathroom

Second: 1

Rooms

Bedroom: 1 Dining Room: 1 Full Bathroom: 1 Garage: 1 Great Room: 1 Kitchen: 1 Laundry: 1 Loggia: 1 Master Bathroom: 1 Master Bedroom: 1 Media Room: 1 Sitting Room: 1 Storage: 1

Fees Include

Accounting: 1 Legal: 1 Management: 1 Master Association: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 98 Street Name: Cayman Street Suffix: Cove State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: DESTINY S/D Parcel ID: 00-2S-22-0400-0000-1660

Property Features

Construction Status: Construction Complete Lot Features: Corner; Level Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed; Tennis; Whirlpool Exterior: Patio Covered; Sprinkler System Interior: Breakfast Bar; Built-In Bookcases; Ceiling Crwn Molding; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Tile; Floor WW Carpet; Furnished - None; Lighting Recessed; Pantry; Shelving; Washer/Dryer Hookup; Window Bay; Window Treatmnt Some; Woodwork Painted Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Fire Alarm/Sprinkler; Microwave; Oven Self Cleaning; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Electric Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable; Underground Energy: AC - 2 or More; AC - Central Elect; AC - High Efficiency; Ceiling Fans; Double Pane Windows; Heat - Two or More; Heat Cntrl Electric; Heat High Efficiency; Insulated Doors; Water Heater - Elect Master Bedroom: First Bedroom: Second Kitchen: First Full Bathroom: Second Rooms: Bedroom; Dining Room; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Loggia; Master Bathroom; Master Bedroom; Media Room; Sitting Room; Storage Financing: Conventional; Other Fees Include: Accounting; Legal; Management; Master Association; Recreational Faclty

Room Information

Great Room Level: First Dimensions: 21 x 19 Length: 21.00 Width: 19.00 Dimensions: 21 x 19 Sitting Room Level: First Dimensions: 9 x 7 Length: 9.00 Width: 7.00 Dimensions: 9 x 7 Media Room Level: Second Dimensions: 12 x 6 Length: 12.00 Width: 6.00 Dimensions: 12 x 6 Dining Room Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Laundry Level: First Dimensions: 7 x 6 Length: 7.00 Width: 6.00 Dimensions: 7 x 6 Kitchen Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Full Bathroom Level: Second Dimensions: 9 x 6 Length: 9.00 Width: 6.00 Dimensions: 9 x 6 Garage Level: First Dimensions: 21 x 20 Length: 21.00 Width: 20.00 Dimensions: 21 x 20 Master Bedroom Level: First Dimensions: 17 x 14 Length: 17.00 Width: 14.00 Dimensions: 17 x 14 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Storage Level: First Dimensions: 6 x 6 Length: 6.00 Width: 6.00 Dimensions: 6 x 6 Master Bathroom Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Full Bathroom Level: Second Dimensions: 8 x 6 Length: 8.00 Width: 6.00 Dimensions: 8 x 6 Loggia Level: First Dimensions: 15 x 9 Length: 15.00 Width: 9.00 Dimensions: 15 x 9

Listing Office: Better Homes and Gardens Real Estate Emerald Coast

Last Updated: February - 12 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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