895 Emerald Bay Drive, Destin, FL 32541 (MLS# 985343)

895 Emerald Bay Drive, Destin, FL 32541

$615,000

Virtual Tour

https://my.matterport.com/show/?m=g4W9F65GLg8&lang=en

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,269 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $615,000 List Date: 9/15/2025 Last Modified: 2/15/2026

Description

This home offers a great layout and 420 Sq. Ft. of Lanai space that truly brings the outdoors in! Click on the photos to discover the keeping room at the entry complimented by an 'office', a separate family room, formal dining area, and a split-bedroom plan with a Large En-Suite Primary that has a serene view of the tree lined backyard. The home is in an enviable location within the beautiful, gated golf course community of Emerald Bay as it's elevated and there is no flood insurance required. The owner has taken very good care of the property. So...If you are looking to invest in a well-cared for home that has tremendous upside potential and a low HOA Fee...you need not look any further

More Information MLS# 985343

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 271.04 List Date: 2025-09-15 Current Price: $615,000 List Price: $615,000

Location, Tax and Legal

Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: EMERALD BAY PH 1-B LOT 2 BLK W

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 2 Land Lease P/Year: 0 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2269 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 1996 Garage Spaces: 2 Acreage: 0.2

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 253.02 Annual Assessment Amount: 1012.08 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 2896.41 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: This home offers a great layout and 420 Sq. Ft. of Lanai space that truly brings the outdoors in! Click on the photos to discover the keeping room at the entry complimented by an 'office', a separate family room, formal dining area, and a split-bedroom plan with a Large En-Suite Primary that has a serene view of the tree lined backyard. The home is in an enviable location within the beautiful, gated golf course community of Emerald Bay as it's elevated and there is no flood insurance required. The owner has taken very good care of the property. So...If you are looking to invest in a well-cared for home that has tremendous upside potential and a low HOA Fee...you need not look any further

Construction Status

Construction Complete: 1

Parking Features

Garage: 1

Lot/Parcel Access

Controlled Access: 1 Paved Road: 1 Private Road: 1

Lot Features

Coastal Barrier Zone: Yes Easements: 1 Interior: 1 Level: 1 Within 1/2 Mile to Water: 1

Project Facilities

Community Room: 1 Gated Community: 1 Golf: 1 Pets Allowed: 1 Picnic Area: 1 Pool: 1 Tennis: 1

Construction/Siding

Roof Tile/Slate: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Lawn Pump: 1 Patio Covered: 1 Porch: 1 Porch Screened: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Fireplace: 1 Floor Tile: 1 Floor WW Carpet New: 1 Furnished - All: 1 Plantation Shutters: 1 Pull Down Stairs: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Wet Bar: 1 Window Bay: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Storm Doors: 1 Storm Windows: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Carpeted: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Family Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Office: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Management: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 895 Street Name: Emerald Bay Street Suffix: Drive State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: EMERALD BAY PH 1-B Parcel ID: 00-2S-22-102A-000W-0020

Property Features

Construction Status: Construction Complete Lot Features: Easements; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Garage Project Facilities: Community Room; Gated Community; Golf; Pets Allowed; Picnic Area; Pool; Tennis Exterior: Lawn Pump; Patio Covered; Porch; Porch Screened; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Floor Tile; Floor WW Carpet New; Furnished - All; Plantation Shutters; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Bay; Window Treatment All Appliances: Cooktop; Dishwasher; Disposal; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Storm Doors; Storm Windows; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Family Room; Kitchen; Living Room; Master Bedroom; Office Financing: Conventional Fees Include: Accounting; Ground Keeping; Management; Recreational Faclty

Room Information

Living Room Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Dining Room Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Kitchen Level: First Dimensions: 16 x 13 Length: 16.00 Width: 13.00 Dimensions: 16 x 13 Family Room Level: First Dimensions: 21 x 14 Length: 21.00 Width: 14.00 Dimensions: 21 x 14 Master Bedroom Level: First Dimensions: 19 x 13 Length: 19.00 Width: 13.00 Dimensions: 19 x 13 Bedroom Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bedroom Level: First Dimensions: 14 x 13 Length: 14.00 Width: 13.00 Dimensions: 14 x 13 Office Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10

Listing Office: Keller Williams Realty Destin

Last Updated: February - 15 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties