86 N Charles Street, Panama City Beach, FL 32461 (MLS# 996693)

86 N Charles Street, Panama City Beach, FL 32461

$4,750,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 2,381 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $4,750,000 List Date: 3/02/2026 Last Modified: 3/03/2026

Overview

Description

Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center. Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture.

Supplements: The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living. Enjoy the exclusive Alys Beach lifestyle, complete w ... (Read more)

Listing Details MLS# 996693

Contract Info

List Price/SqFt: 1994.96
Listing Board: Emerald Coast

Location Tax and Legal

Area: 18 - 30A East
Street #: 86
Street Direction: N
Street Name: Charles
Street Suffix: Street
State: FL
Zip Code: 32461
County: Walton
Project Name/Subdivision: ALYS BEACH
Parcel ID: 26-3S-18-16400-00B-0090

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 2381
SqFt Source: County PA Records
Full Baths: 4
Half Baths: Yes
Total Bathrooms: 5
# Stories: 2
Year Built: 2007
Immediate Occupancy: Yes
Garage: No
Carport: No
Assigned Spaces: 2
Acreage: 0.06
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1804 - S. of 98 East of Camp Creek
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Legal Description: Lot 9 Blk B Alys Beach Ph 1A-1 Pb 17 Pg 11 A Replat Of Alys Beach Ph 1A Pb 16 Pg 10 Or 2961-2342 Or 3230-4168

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 3097.5
Annual Assessment Amount: 12390
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 31068.84
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center. Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture.

Construction Status

Construction Complete: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Covenants: Yes
Restrictions: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Exercise Room: Yes
Pool: Yes
Tennis: Yes
Waterfront: Yes

Construction/Siding

Concrete: Yes
Stucco: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Patio Covered: Yes
Patio Open: Yes
Shower: Yes

Interior

Breakfast Bar: Yes
Floor Tile: Yes
Furnished - Some: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Owner's Closet: Yes
Pantry: Yes
Split Bedroom: Yes
Wallpaper: Yes
Window Treatment All: Yes

Financing

Conventional: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Stove/Oven Gas: Yes
Washer: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat Cntrl Gas: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Fees Include

Master Association: Yes
Recreational Faclty: Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Project Facilities: Beach; Exercise Room; Pool; Tennis; Waterfront Exterior: Patio Covered; Patio Open; Shower Interior: Breakfast Bar; Floor Tile; Furnished - Some; Kitchen Island; Lighting Recessed; Owner's Closet; Pantry; Split Bedroom; Wallpaper; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Gas Master Bedroom: First Bedroom: First; Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional Fees Include: Master Association; Recreational Faclty

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	16.6 x 11.4	16.60	11.40
Kitchen	First	16.6 x 11	16.60	11.00
Bedroom	First	14 x 10.6	14.00	10.60
Living Room	First	16.6 x 12	16.60	12.00
Bedroom	Second	13 x 10	13.00	10.00
Bedroom	Second	12.6 x 11	12.60	11.00
Bedroom	Second	9.6 x 9.6	9.60	9.60

Listing Office: Compass

Last Updated: March - 03 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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