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848 Tropic Avenue, Fort Walton Beach, FL 32548

New Listing
$975,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,011 Lot Size (sq. ft.): 10,454 Status: Active
Current Price: $975,000 List Date: 2/04/2026 Last Modified: 2/05/2026

Description

Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort... all just a short stroll from the island's renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home's sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, ceiling-height cabinetry, ==>

Supplements: and a striking 48" Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops... setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

More Information MLS# 989918

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 243.08 List Date: 2025-11-18 Current Price: $975,000 List Price: $975,000

Location, Tax and Legal

Sub Area: 1201 - Okaloosa Island Elementary School: Elliott Point Middle School: Bruner High School: Fort Walton Beach Legal Description: SANTA ROSA ISLAND LOT 493 BLK 8

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 4011 Bedrooms: 5 Full Baths: 4 Half Baths: 1 Total Bathrooms: 5 # Stories: 2 Year Built: 2025 Garage Spaces: 2 Acreage: 0.24

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 2780.4 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort... all just a short stroll from the island's renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home's sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, ceiling-height cabinetry, ==>

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage: 1 Garage Attached: 1 Guest: 1 Oversized: 1 RV: 1 Other: 1 See Remarks: 1

Waterview

Bay: 1 Intracoastal Waterwy: 1 Sound: 1 Unit Waterview Only: 1

Lot/Parcel Access

County Road: 1 Paved Road: 1

Lot Features

Aerials/Topo Availbl: 1 Covenants: 1 Flood Insurance Req: 1 Interior: 1 Restrictions: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Project Facilities

Fishing: 1 Pets Allowed: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Block: 1 Brick: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Trim Vinyl: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Columns: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Patio Covered: 1 Porch: 1 Sprinkler System: 1 Summer Kitchen: 1

Interior

Breakfast Bar: 1 Ceiling Raised: 1 Floor Hardwood: 1 Floor Tile: 1 Furnished - None: 1 Kitchen Island: 1 Lighting Recessed: 1 Newly Painted: 1 Pull Down Stairs: 1 Shelving: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Woodwork Painted: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Double: 1 Range Hood: 1 Refrigerator: 1 Smoke Detector: 1 Stove/Oven Dual Fuel: 1 Washer: 1 Wine Refrigerator: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat - Two or More: 1 Heat Cntrl Electric: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Shower Only: 1 MBath Tile: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

Second: 1

Half Bathroom

First: 1

Rooms

Balcony: 1 Bedroom: 1 Den: 1 Dining Area: 1 Foyer: 1 Full Bathroom: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 848 Street Name: Tropic Street Suffix: Avenue State: FL Zip Code: 32548 County: Okaloosa Project Name/Subdivision: SANTA ROSA ISLAND Parcel ID: 00-2S-24-2185-0008-0493

Property Features

Construction Status: Construction Complete Lot Features: Aerials/Topo Availbl; Covenants; Flood Insurance Req; Interior; Restrictions; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Bay; Intracoastal Waterwy; Sound; Unit Waterview Only Parking Features: Boat; Garage; Garage Attached; Guest; Oversized; RV; See Remarks; Other Project Facilities: Fishing; Pets Allowed; Short Term Rental - Not Allowed Exterior: Balcony; BBQ Pit/Grill; Columns; Fenced Back Yard; Fenced Privacy; Patio Covered; Porch; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Ceiling Raised; Floor Hardwood; Floor Tile; Furnished - None; Kitchen Island; Lighting Recessed; Newly Painted; Pull Down Stairs; Shelving; Split Bedroom; Washer/Dryer Hookup; Woodwork Painted Appliances: Auto Garage Door Opn; Disposal; Dryer; Microwave; Oven Double; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Dual Fuel; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat - Two or More; Heat Cntrl Electric; Water Heater - Gas Master Bedroom: First Bedroom: Second Kitchen: First Living Room: First Full Bathroom: Second Half Bathroom: First Rooms: Balcony; Bedroom; Den; Dining Area; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Foyer Level: First Dimensions: 11.1 x 14.9 Length: 11.10 Width: 14.90 Dimensions: 11.1 x 14.9 Kitchen Level: First Dimensions: 10.7 x 13.6 Length: 10.70 Width: 13.60 Dimensions: 10.7 x 13.6 Dining Area Level: First Dimensions: 18.7 x 13 Length: 18.70 Width: 13.00 Dimensions: 18.7 x 13 Living Room Level: First Dimensions: 16.7 x 18.7 Length: 16.70 Width: 18.70 Dimensions: 16.7 x 18.7 Master Bedroom Level: First Dimensions: 19.3 x 15.8 Length: 19.30 Width: 15.80 Dimensions: 19.3 x 15.8 Master Bathroom Level: First Dimensions: 12.8 x 9.2 Length: 12.80 Width: 9.20 Dimensions: 12.8 x 9.2 Bedroom Level: Second Dimensions: 18.8 x 14.3 Length: 18.80 Width: 14.30 Dimensions: 18.8 x 14.3 Bedroom Level: Second Dimensions: 15.8 x 14.2 Length: 15.80 Width: 14.20 Dimensions: 15.8 x 14.2 Bedroom Level: Second Dimensions: 15.1 x 15.8 Length: 15.10 Width: 15.80 Dimensions: 15.1 x 15.8 Bedroom Level: Second Dimensions: 12.3 x 18.8 Length: 12.30 Width: 18.80 Dimensions: 12.3 x 18.8 Full Bathroom Level: Second Dimensions: 9.11 x 18.8 Length: 9.11 Width: 18.80 Dimensions: 9.11 x 18.8 Full Bathroom Level: Second Dimensions: 7.5 x 15.7 Length: 7.50 Width: 15.70 Dimensions: 7.5 x 15.7 Full Bathroom Level: Second Dimensions: 8.7 x 8.3 Length: 8.70 Width: 8.30 Dimensions: 8.7 x 8.3 Half Bathroom Level: First Dimensions: 3.4 x 7.3 Length: 3.40 Width: 7.30 Dimensions: 3.4 x 7.3 Balcony Level: Second Dimensions: 14.8 x 6.9 Length: 14.80 Width: 6.90 Dimensions: 14.8 x 6.9 Den Level: Second Dimensions: 36.8 x 18.8 Length: 36.80 Width: 18.80 Dimensions: 36.8 x 18.8 Laundry Level: First Dimensions: 11.4 x 8.9 Length: 11.40 Width: 8.90 Dimensions: 11.4 x 8.9 Laundry Level: Second Dimensions: 6.4 x 5.9 Length: 6.40 Width: 5.90 Dimensions: 6.4 x 5.9
Listing Office: Keller Williams Realty SRB
Last Updated: February - 05 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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