84 Cobia Street, Destin, FL 32541 (MLS# 986396)

84 Cobia Street, Destin, FL 32541

$2,595,000

Property Type: Residential Bedrooms: 7 Baths: 7 Square Footage: 3,389 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $2,595,000 List Date: 9/29/2025 Last Modified: 2/16/2026

Description

2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its

Supplements: own private bath. This level also includes a spacious living area featuring a queen sleeper sofa, making it a versatile space. Venture outside to the generous backyard, which features a private heated pool that invites leisurely swims or sun-soaked lounging. For the culinary enthusiast, a gas grill is readily available for enjoyable outdoor cooking, allowing you to savor your meals in the fresh air. The outdoor shower provides a convenient option for rinsing off after a day at the beach, while the shaded sitting area, furnished with umbrellas and ample loungers, creates a perfect haven for relaxation. The property also boasts an oversized driveway, accommodating up to seven vehicles, with additional space available for a boat or RV, ensuring your adventures are just a step away.

More Information MLS# 986396

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 765.71 List Date: 2025-09-29 Current Price: $2,595,000 List Price: $2,595,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Destin Legal Description: CRYSTAL BCH S/D LOT 2 BLK 23

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 6 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3389 Bedrooms: 7 Full Baths: 7 Total Bathrooms: 7 # Stories: 3 Year Built: 2018 Acreage: 0.17

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 26485.48 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: 2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its

Construction Status

Construction Complete: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Covenants: 1 Interior: 1 Level: 1 Sidewalk: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Roof Pitched: 1 Siding CmntFbrHrdBrd: 1 Siding Wood: 1 Slab: 1 Trim Wood: 1

Utilities

Electric: 1 Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 Tap Fee Paid: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Columns: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Patio Covered: 1 Pool - Gunite Concrt: 1 Pool - Heated: 1 Pool - In-Ground: 1 Shower: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Floor Tile: 1 Furnished - All: 1 Kitchen Island: 1 Lighting Recessed: 1 Owner's Closet: 1 Walls Paneled: 1 Walls Wainscoting: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1 Woodwork Painted: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Ice Machine: 1 Microwave: 1 Oven Self Cleaning: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1 Second: 1 Third: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 84 Street Name: Cobia Street Suffix: Street State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: CRYSTAL BEACH Parcel ID: 00-2S-22-0580-0023-0020

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Level; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Exterior: Balcony; Columns; Fenced Back Yard; Fenced Privacy; Patio Covered; Pool - Gunite Concrt; Pool - Heated; Pool - In-Ground; Shower; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Floor Tile; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Walls Paneled; Walls Wainscoting; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven Self Cleaning; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; Tap Fee Paid; TV Cable Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: First Bedroom: First; Second; Third Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom Financing: Conventional

Room Information

Kitchen Level: First Dimensions: 18 x 18 Length: 18.00 Width: 18.00 Dimensions: 18 x 18 Dining Area Level: First Dimensions: 18 x 14 Length: 18.00 Width: 14.00 Dimensions: 18 x 14 Living Room Level: First Dimensions: 18 x 18 Length: 18.00 Width: 18.00 Dimensions: 18 x 18 Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Master Bedroom Level: First Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Bedroom Level: Second Dimensions: 16 x 13 Length: 16.00 Width: 13.00 Dimensions: 16 x 13 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: Third Dimensions: 21 x 13 Length: 21.00 Width: 13.00 Dimensions: 21 x 13

Documents

Estimated Expenses To Own ›

Flood Disclosure ›

Rental History 2025-2023 ›

Listing Office: Scenic Sotheby's International Realty

Last Updated: February - 16 - 2026

Broker Attribution: patrick@scenicsir.com

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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