84 Cobia Street, Destin, FL 32541 (MLS# 986396)

84 Cobia Street, Destin, FL 32541

$2,395,000

Property Type: Residential Bedrooms: 7 Baths: 7 Square Footage: 3,389 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $2,395,000 List Date: 9/29/2025 Last Modified: 4/06/2026

Overview

Description

2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its

Supplements: own private bath. This level also includes a spacious living area featuring a queen sleeper sofa, making it a versatile space. Venture outside to the generous backyard, which features a private heated pool that invites leisurely swims or sun-soaked lounging. For the culinary enthusiast, a gas grill is readily available for enjoyable outdoor cooking ... (Read more)

Listing Details MLS# 986396

Contract Info

List Price/SqFt: 706.7
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 84
Street Name: Cobia
Street Suffix: Street
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-0023-0020

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3389
SqFt Source: County PA Records
Full Baths: 7
Total Bathrooms: 7
# Stories: 3
Year Built: 2018
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 6
Acreage: 0.17
Pool: Yes
Pool Type: Private

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: CRYSTAL BCH S/D LOT 2 BLK 23

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 26485.48
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: 2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its

Construction Status

Construction Complete: Yes

Lot/Parcel Access

City Road: Yes
Paved Road: Yes

Lot Features

Covenants: Yes
Interior: Yes
Level: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Construction/Siding

Frame: Yes
Roof Metal: Yes
Roof Pitched: Yes
Siding CmntFbrHrdBrd: Yes
Siding Wood: Yes
Slab: Yes
Trim Wood: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Phone: Yes
Public Sewer: Yes
Public Water: Yes
Tap Fee Paid: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Columns: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Pool - Gunite Concrt: Yes
Pool - Heated: Yes
Pool - In-Ground: Yes
Shower: Yes
Sprinkler System: Yes

Interior

Breakfast Bar: Yes
Ceiling Crwn Molding: Yes
Ceiling Raised: Yes
Floor Tile: Yes
Furnished - All: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Owner's Closet: Yes
Walls Paneled: Yes
Walls Wainscoting: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes
Woodwork Painted: Yes

Financing

Conventional: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Machine: Yes
Microwave: Yes
Oven Self Cleaning: Yes
Refrigerator: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Smooth Stovetop Rnge: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Heat Cntrl Electric: Yes
Water Heater - Gas: Yes
Water Heater - Tnkls: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes
Third: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Level; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Exterior: Balcony; Columns; Fenced Back Yard; Fenced Privacy; Patio Covered; Pool - Gunite Concrt; Pool - Heated; Pool - In-Ground; Shower; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Floor Tile; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Walls Paneled; Walls Wainscoting; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven Self Cleaning; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; Tap Fee Paid; TV Cable Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: First Bedroom: First; Second; Third Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom Financing: Conventional

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	18 x 18	18.00	18.00
Dining Area	First	18 x 14	18.00	14.00
Living Room	First	18 x 18	18.00	18.00
Bedroom	First	14 x 12	14.00	12.00
Master Bedroom	First	14 x 14	14.00	14.00
Bedroom	Second	16 x 13	16.00	13.00
Bedroom	Second	14 x 12	14.00	12.00
Bedroom	Second	14 x 12	14.00	12.00
Bedroom	Second	14 x 12	14.00	12.00
Bedroom	Third	21 x 13	21.00	13.00

Documents

Estimated Expenses To Own ›

Flood Disclosure ›

Rental History 2025-2023 ›

Listing Office: Scenic Sotheby's International Realty

Last Updated: April - 06 - 2026

Broker Attribution: patrick@scenicsir.com

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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