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7 Bay Cove Lane, Shalimar, FL 32579

$3,450,000
Property Type: Residential Bedrooms: 5 Baths: 7 Square Footage: 7,033 Lot Size (sq. ft.): 21,344 Status: Active
Current Price: $3,450,000 List Date: 11/17/2025 Last Modified: 11/20/2025

Description

Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic.

Supplements: Built with 12-inch Logix ICF concrete walls, impact-rated Low-E windows and doors, open-cell foam attic and garage insulation, Hurriquake roofing nails, a concrete barrel tile roof, an upgraded double-thickness vinyl seawall with granite rip rap, Snap Jacket dock piling protection, and a 45kW natural gas whole-house generator, this residence is engineered for strength, stability, and long-term peace of mind. It is also pre-wired for solar and fully framed and prewired for a future elevator, adding future-ready capability to its substantial resilience profile. After walking up the paved driveway and past lush landscaping with mature trees, the grand entrance begins with bay views through custom 10-foot Spanish Cedar and beveled-glass front doors that lead into a foyer centered around a free-standing engineered travertine staircase crowned by a motorized chandelier set in Pecky Cypress ceiling. Chiseled marble flooring extends throughout the first floor, guiding you through expansive living and dining areas framed by two full-wall retractable sliding glass doors that open to sweeping bay views. Four gas fireplaces, custom wood cabinetry, granite surfaces throughout, and a dedicated wet bar with ice maker and wine cooler elevate both everyday living and entertaining. The home's layout reflects thoughtful intentionality. A hidden private staircase leads directly to the study from the master wing, providing private access without disturbing activity elsewhere in the home. The upstairs study/lounge offers flexible space for reading, gaming, work, or relaxation. A full in-law suite includes its own entrance, driveway, kitchenette, bath, and laundry. Additional conveniences include a heated/cooled insulated workshop/garage, four zoned HVAC systems, whole-home A/V and Internet/Data wiring, central vacuum, hands free intercom system, and a stand-up attic for storage. Outdoor living is exceptional. A 20,000-gallon concrete heated saltwater pool with attached hot tub and custom lighted stone fountain anchors the bayfront backdrop, complemented by two screened lanais (one with a retractable screen), a NatureKast outdoor kitchen with gas grill and hood, and Pecky Cypress ceilings on all covered lanais and balconies. From the pool area, enjoy direct access to the outdoor shower or a dedicated pool bathroom complete with shower and floor drain. The Polaris EOS smart pool/landscape lighting system enables easy control from indoors or remotely. The reinforced dock offers water, electric, a boat lift, and a jet ski lift allowing you to keep your boat and wave runner on the lift, not in the driveway. From here, you can reach Destin by boat often faster than by car. This location embraces a lifestyle that feels like a postcard: beautiful sunrises and sunsets, dolphins in your backyard, and the ability to walk or take a golf cart to Shalimar Golf Course. On holidays, watch the Niceville, Destin, and Fort Walton fireworks simultaneously over the bay from your fire pit, hot tub, or pool deck. Walk to the end of your dock to pull up blue crabs or catch redfish and trout for dinner. Positioned in Flood Zone X, the home does not require flood insurance under current lender guidelines, providing additional ease and confidence for coastal living. Zoned for the Okaloosa County School District, known for its consistent "A" rating by the State of Florida, this home offers the perfect blend of beauty, strength, practicality, and coastal freedom. Best of all... NO HOA! Paint your mailbox whatever color you want!

More Information MLS# 989788

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 490.54 List Date: 2025-11-17 Current Price: $3,450,000 List Price: $3,450,000

Location, Tax and Legal

Sub Area: 1210 - Shalimar Elementary School: Shalimar Middle School: Meigs High School: Choctawhatchee Legal Description: LAKE LORRAINE EST LOT 33 BLK A

General Property Info

Sub-Type: Detached Single Family Design: Mediterranean SqFt Source: County PA Records Immediate Occupancy: No Garage: Yes Carport: No Driveway Spaces: 10 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 7033 Bedrooms: 5 Full Baths: 6 Half Baths: 1 Total Bathrooms: 7 # Stories: 2 Year Built: 2010 Garage Spaces: 3 Acreage: 0.49

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: No New Buyer Fee: No New Buyer Fee Amt: 0 Last Taxes: 13954.5 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic.

Waterfront

Bay: 1 Waterfront Feet: 102

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Waterview

Bay: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Bulkhead/Seawall: 1 Dead End: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Concrete: 1 Frame: 1 Roof Tile/Slate: 1 Siding Brick Some: 1 Stucco: 1

Utilities

Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Boatlift: 1 Deck Open: 1 Dock: 1 Fenced Lot-All: 1 Hot Tub: 1 Lawn Pump: 1 Pool - Heated: 1 Pool - In-Ground: 1 Rain Gutter: 1 Shower: 1 Sprinkler System: 1

Interior

Built-In Bookcases: 1 Ceiling Raised: 1 Fireplace: 1 Fireplace 2+: 1 Fireplace Gas: 1 Floor Marble: 1 Floor Tile: 1 Floor WW Carpet: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Plantation Shutters: 1 Shelving: 1 Washer/Dryer Hookup: 1 Wet Bar: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Central Vacuum: 1 Dishwasher: 1 Disposal: 1 Intercom: 1 Microwave: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Storm Windows: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1 Water Heater - Two +: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Tile: 1 MBath Whirlpool: 1 MBed Carpeted: 1 MBed Fireplace: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

Second: 1

Rooms

Balcony: 1 Bedroom: 1 Bonus Room: 1 Den: 1 Dining Area: 1 Garage: 1 Great Room: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bedroom: 1 Other: 1 Workshop: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 7 Street Name: Bay Cove Street Suffix: Lane State: FL Zip Code: 32579 County: Okaloosa Project Name/Subdivision: LAKE LORRAINE ESTATES Parcel ID: 05-2S-23-1430-000A-0330

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Dead End; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Bay Waterview: Bay Parking Features: Garage Attached Exterior: Balcony; Boatlift; Deck Open; Dock; Fenced Lot-All; Hot Tub; Lawn Pump; Pool - Heated; Pool - In-Ground; Rain Gutter; Shower; Sprinkler System Interior: Built-In Bookcases; Ceiling Raised; Fireplace; Fireplace 2+; Fireplace Gas; Floor Marble; Floor Tile; Floor WW Carpet; Kitchen Island; Lighting Recessed; Pantry; Plantation Shutters; Shelving; Washer/Dryer Hookup; Wet Bar Appliances: Auto Garage Door Opn; Central Vacuum; Dishwasher; Disposal; Intercom; Microwave; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas Utilities: Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Storm Windows; Water Heater - Gas; Water Heater - Tnkls; Water Heater - Two + Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: Second Rooms: Balcony; Bedroom; Bonus Room; Den; Dining Area; Garage; Great Room; Kitchen; Laundry; Living Room; Master Bedroom; Other; Workshop Financing: Conventional; VA

Room Information

Great Room Level: First Dimensions: 25.4 x 29 Length: 25.40 Width: 29.00 Dimensions: 25.4 x 29 Dining Area Level: First Dimensions: 17.8 x 11.6 Length: 17.80 Width: 11.60 Dimensions: 17.8 x 11.6 Kitchen Level: First Dimensions: 17 x 14.7 Length: 17.00 Width: 14.70 Dimensions: 17 x 14.7 Laundry Level: First Dimensions: 15.4 x 10 Length: 15.40 Width: 10.00 Dimensions: 15.4 x 10 Den Level: First Dimensions: 21.4 x 19.7 Length: 21.40 Width: 19.70 Dimensions: 21.4 x 19.7 Other Level: First Dimensions: 16.2 x 14.9 Length: 16.20 Width: 14.90 Remarks: Study Dimensions: 16.2 x 14.9 Master Bedroom Level: Second Dimensions: 20.8 x 21.5 Length: 20.80 Width: 21.50 Dimensions: 20.8 x 21.5 Balcony Level: Second Dimensions: 21.6 x 7 Length: 21.60 Width: 7.00 Remarks: Master Suite Balcony Dimensions: 21.6 x 7 Other Bonus Room Level: Second Dimensions: 15.8 x 14 Length: 15.80 Width: 14.00 Remarks: Secondary Suite Dimensions: 15.8 x 14 Bedroom Level: Second Dimensions: 14 x 15 Length: 14.00 Width: 15.00 Dimensions: 14 x 15 Bedroom Level: Second Dimensions: 13.6 x 15 Length: 13.60 Width: 15.00 Dimensions: 13.6 x 15 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: In-Law Suite Dimensions: 12 x 12 Living Room Level: Second Dimensions: 11 x 16 Length: 11.00 Width: 16.00 Remarks: In-Law Living Area Dimensions: 11 x 16 Balcony Level: Second Dimensions: 18.2 x 7 Length: 18.20 Width: 7.00 Remarks: Secondary Suite Balcony Dimensions: 18.2 x 7 Garage Level: First Dimensions: 21.4 x 31.8 Length: 21.40 Width: 31.80 Dimensions: 21.4 x 31.8 Workshop Level: First Dimensions: 21.4 x 13.8 Length: 21.40 Width: 13.80 Remarks: A/C Workshop Garage Dimensions: 21.4 x 13.8
Listing Office: Richardson Realty International Inc
Last Updated: November - 20 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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