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64 Terra Cotta Way, Destin, FL 32541

$1,330,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,037 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $1,330,000 List Date: 3/19/2026 Last Modified: 3/30/2026

Overview

Description

This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two

Supplements: expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the ...

Listing Details MLS# 998378

Contract Info

List Price/SqFt
437.93
Listing Board
Emerald Coast

Location Tax and Legal

Area
14 - Destin
Street #
64
Street Name
Terra Cotta
Street Suffix
Way
State
FL
Zip Code
32541
County
Okaloosa
Project Name/Subdivision
TERRA COTTA TERRACE
Parcel ID
00-2S-22-2499-0000-0140

General Property Info

Sub-Type
Detached Single Family
Design
Mediterranean
Apx SqFt(Htd/Cooled)
3037
SqFt Source
County PA Records
Full Baths
4
Total Bathrooms
4
# Stories
3
Year Built
1995
Immediate Occupancy
Yes
Garage
No
Carport
No
Driveway Spaces
4
Acreage
0.09
Pool
Yes
Pool Type
Community

Lot Features

Coastal Barrier Zone
Yes
Covenants
Yes
Restrictions
Yes
Within 1/2 Mile to Water
Yes

Location, Tax and Legal

Sub Area
1404 - Destin Beach East
Elementary School
Destin
Middle School
Destin
High School
Destin
Legal Description
TERRA COTTA TERRACE LOT 14

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
226
Annual Assessment Amount
2712
Assessment Paid
Monthly
New Buyer Fee
No
New Buyer Fee Paid
$
Last Taxes
10926.78
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two

Construction Status

Construction Complete
Yes

Lot/Parcel Access

Paved Road
Yes

Project Facilities

Beach
Yes
Community Room
Yes
Deed Access
Yes
Pavillion/Gazebo
Yes
Pets Allowed
Yes
Picnic Area
Yes
Pool
Yes
Short Term Rental - Allowed
Yes
Tennis
Yes

Utilities

Electric
Yes
TV Cable
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
Columns
Yes
Porch
Yes

Interior

Breakfast Bar
Yes
Furnished - All
Yes
Owner's Closet
Yes
Pantry
Yes
Washer/Dryer Hookup
Yes
Window Treatment All
Yes

Appliances

Cooktop
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Refrigerator
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - Central Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Dressing Area
Yes
MBath Hollywood
Yes
MBath Separate Shwr
Yes
MBath Walk-In Closet
Yes
MBed Balcony
Yes
MBed First Floor
Yes
MBed Sitting Area
Yes
MBed Walk-in Closet
Yes

Master Bedroom

First
Yes
Third
Yes

Bedroom

Second
Yes

Kitchen

Second
Yes

Rooms

Bedroom
Yes
Dining Area
Yes
Kitchen
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Fees Include

Recreational Faclty
Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Project Facilities: Beach; Community Room; Deed Access; Pavillion/Gazebo; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed; Tennis Exterior: Balcony; Columns; Porch Interior: Breakfast Bar; Furnished - All; Owner's Closet; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Cooktop; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; TV Cable Energy: AC - Central Elect Master Bedroom: First; Third Bedroom: Second Kitchen: Second Rooms: Bedroom; Dining Area; Kitchen; Master Bathroom; Master Bedroom Fees Include: Recreational Faclty

Room Information

Room Name Level Dimensions Length Width
Dining Area Second 28 x 16 28.00 16.00
Master Bedroom First 18 x 15 18.00 15.00
Master Bathroom First 10 x 9 10.00 9.00
Master Bedroom Third 18 x 13 18.00 13.00
Master Bathroom Third 21 x 12 21.00 12.00
Bedroom Second 13 x 10 13.00 10.00
Kitchen Second 16 x 9 16.00 9.00
Listing Office: Scenic Sotheby's International Realty
Last Updated: March - 30 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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