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64 Banfill Street, Santa Rosa Beach, FL 32459

$3,590,000
Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,470 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $3,590,000 List Date: 1/15/2026 Last Modified: 1/29/2026

Description

Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof.

Supplements: From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Open Houses

Friday, January 30, 10:00 am - 12:00 pm

More Information MLS# 992659

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1034.58 List Date: 2026-01-12 Current Price: $3,590,000 List Price: $3,590,000

Location, Tax and Legal

Sub Area: 1705 - SRB South of 30A Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: TOWN OF GRAYTON BCH LOT 13 BLK 9 OR 2709-1643 OR 2790-4375 OR 2989-3540 OR 3152-1057

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Garage: No Carport: No Driveway Spaces: 7 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3470 Bedrooms: 6 Full Baths: 5 Half Baths: 1 Total Bathrooms: 6 # Stories: 3 Year Built: 1970 Acreage: 0.16

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof.

Construction Status

Construction Complete: 1

Waterview

Lake: 1

Lot/Parcel Access

County Road: 1 Paved Road: 1

Project Facilities

Dock: 1 Fishing: 1 Pets Allowed: 1 TV Cable: 1

Construction/Siding

Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Siding Wood: 1

Utilities

Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1 Fenced Lot-Part: 1 Pool - In-Ground: 1 Porch: 1 Porch Open: 1 Shower: 1

Interior

Ceiling Raised: 1 Furnished - All: 1 Lighting Recessed: 1 Owner's Closet: 1 Pantry: 1

Appliances

Cooktop: 1 Dishwasher: 1 Microwave: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 AC - High Efficiency: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBed First Floor: 1

Master Bedroom

First: 1 Second: 1

Rooms

Balcony: 1 Family Room: 1 Loft: 1 Master Bathroom: 1 Master Bedroom: 1 Play Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 17 - 30A West Street #: 64 Street Name: Banfill Street Suffix: Street State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: GRAYTON BEACH Parcel ID: 08-3S-19-25030-009-0130

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Waterview: Lake Project Facilities: Dock; Fishing; Pets Allowed; TV Cable Exterior: Fenced Back Yard; Fenced Lot-Part; Pool - In-Ground; Porch; Porch Open; Shower Interior: Ceiling Raised; Furnished - All; Lighting Recessed; Owner's Closet; Pantry Appliances: Cooktop; Dishwasher; Microwave; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; AC - High Efficiency; Ceiling Fans; Heat Cntrl Electric Master Bedroom: First; Second Rooms: Balcony; Family Room; Loft; Master Bathroom; Master Bedroom; Play Room

Room Information

Family Room Level: First Dimensions: 31 x 19 Length: 31.00 Width: 19.00 Remarks: Family/Dining Combo Dimensions: 31 x 19 Master Bedroom Level: First Dimensions: 13.7 x 12 Length: 13.70 Width: 12.00 Dimensions: 13.7 x 12 Master Bathroom Level: First Dimensions: 9.8 x 7 Length: 9.80 Width: 7.00 Dimensions: 9.8 x 7 Master Bedroom Level: Second Dimensions: 11 x 19 Length: 11.00 Width: 19.00 Dimensions: 11 x 19 Master Bathroom Level: Second Dimensions: 8 x 9 Length: 8.00 Width: 9.00 Dimensions: 8 x 9 Play Room Level: Second Dimensions: 16 x 15.7 Length: 16.00 Width: 15.70 Dimensions: 16 x 15.7 Balcony Level: Third Dimensions: 15 x 20.5 Length: 15.00 Width: 20.50 Remarks: uncovered balcony Dimensions: 15 x 20.5 Loft Level: Third Dimensions: 16 x 14.5 Length: 16.00 Width: 14.50 Dimensions: 16 x 14.5
Listing Office: Scenic Sotheby's International Realty
Last Updated: January - 29 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Grayton Corners | 32 East County Highway 30-A, Suite J | Santa Rosa Beach, FL 32459
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