56 Terra Cotta Way, Destin, FL 32541 (MLS# 998413)

56 Terra Cotta Way, Destin, FL 32541

$1,300,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,832 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $1,300,000 List Date: 3/19/2026 Last Modified: 3/19/2026

Overview

Description

Located near the sugar-white beaches of the Emerald Coast, this beach house in Terra Cotta Terrace offers deeded beach access, a pool, tennis courts, clubhouse, and volleyball court. Close to shopping, dining, and entertainment, it features a unique hard stucco design with a covered balcony and rooftop 'Martini Deck' showcasing Gulf, bay, and lake views. The open floor plan is ideal for entertaining and can accommodate 2-3 families. The kitchen includes custom cabinetry and granite countertops. Additional features: 3 HVAC units, 2 refrigerators, washer/dryer, surround sound, insulated windows, security system, paging system, and hurricane shutters. Includes 1-year home warranty. Buyer to verify dimensions.

Listing Details MLS# 998413

Contract Info

List Price/SqFt: 339.25
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 56
Street Name: Terra Cotta
Street Suffix: Way
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: TERRA COTTA TERRACE
Parcel ID: 00-2S-22-2499-0000-0100

General Property Info

Sub-Type: Attached Single Unit
Design: Contemporary
Apx SqFt(Htd/Cooled): 3832
SqFt Source: Appraiser
Full Baths: 3
Half Baths: Yes
Total Bathrooms: 4
# Stories: 3
Year Built: 2003
Garage: Yes
Carport: No
Garage Spaces: 2
Driveway Spaces: 2
Acreage: 0.09
Pool: No
Pool Type: None

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: TERRA COTTA TERRACE LOT 10

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 199
Annual Assessment Amount: 2388
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 200
New Buyer Fee Paid: $
Last Taxes: 13790.84
Last Tax Year: 2025
Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
As Is: Yes

More Information

Remarks & Misc

Remarks: Located near the sugar-white beaches of the Emerald Coast, this beach house in Terra Cotta Terrace offers deeded beach access, a pool, tennis courts, clubhouse, and volleyball court. Close to shopping, dining, and entertainment, it features a unique hard stucco design with a covered balcony and rooftop 'Martini Deck' showcasing Gulf, bay, and lake views. The open floor plan is ideal for entertaining and can accommodate 2-3 families. The kitchen includes custom cabinetry and granite countertops. Additional features: 3 HVAC units, 2 refrigerators, washer/dryer, surround sound, insulated windows, security system, paging system, and hurricane shutters. Includes 1-year home warranty. Buyer to verify dimensions.

Construction Status

Construction Complete: Yes

Parking Features

Garage: Yes
Garage Attached: Yes

Waterview

Gulf: Yes

Lot/Parcel Access

City Road: Yes
Paved Road: Yes

Lot Features

Covenants: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Deed Access: Yes
Picnic Area: Yes
Pool: Yes

Construction/Siding

Roof Tile/Slate: Yes
Stucco: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Phone: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Columns: Yes
Sprinkler System: Yes

Interior

Breakfast Bar: Yes
Built-In Bookcases: Yes
Fireplace: Yes
Floor Marble: Yes
Floor Tile: Yes
Furnished - All: Yes
Owner's Closet: Yes
Pantry: Yes
Split Bedroom: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Appliances

Auto Garage Door Opn: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven Self Cleaning: Yes
Refrigerator: Yes
Security System: Yes
Smoke Detector: Yes
Smooth Stovetop Rnge: Yes
Stove/Oven Electric: Yes
Warranty Provided: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat - Two or More: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBed Carpeted: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Third: Yes

Kitchen

Second: Yes

Full Bathroom

First: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Full Bathroom: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Sun Room: Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Community Room; Deed Access; Picnic Area; Pool Exterior: Balcony; Columns; Sprinkler System Interior: Breakfast Bar; Built-In Bookcases; Fireplace; Floor Marble; Floor Tile; Furnished - All; Owner's Closet; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Refrigerator; Security System; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Warranty Provided; Washer Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat - Two or More; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Third Bedroom: First; Third Kitchen: Second Full Bathroom: First Rooms: Bedroom; Breakfast Room; Full Bathroom; Great Room; Kitchen; Laundry; Master Bathroom; Master Bedroom; Sun Room

Room Information

Room Name	Level	Dimensions	Length	Width
Great Room	Second	28 x 23	28.00	23.00
Master Bedroom	Third	18 x 16	18.00	16.00
Laundry	First	13 x 10	13.00	10.00
Kitchen	Second	14 x 10	14.00	10.00
Master Bathroom	Third	12 x 7	12.00	7.00
Sun Room	Third	31 x 8	31.00	8.00
Sun Room	Second	31 x 8	31.00	8.00
Bedroom	Third	12 x 11	12.00	11.00
Master Bathroom	Third	12 x 7	12.00	7.00
Full Bathroom	First	8 x 7	8.00	7.00
Breakfast Room	Second	18 x 11	18.00	11.00
Bedroom	First	14 x 7	14.00	7.00

Listing Office: VIP Beach Destinations

Last Updated: March - 19 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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