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54 Terra Cotta Way, Destin, FL 32541

$1,075,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,193 Lot Size (sq. ft.): 4,356 Status: Active
Current Price: $1,075,000 List Date: 3/27/2026 Last Modified: 4/03/2026

Overview

Description

Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income.

Supplements: Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach. Located within the desirab ...

Listing Details MLS# 999033

Contract Info

List Price/SqFt
490.2
Listing Board
Emerald Coast

Location Tax and Legal

Area
14 - Destin
Street #
54
Street Name
Terra Cotta
Street Suffix
Way
State
FL
Zip Code
32541
County
Okaloosa
Project Name/Subdivision
TERRA COTTA TERRACE
Parcel ID
00-2S-22-2499-0000-0090

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
2193
SqFt Source
County PA Records
Full Baths
4
Total Bathrooms
4
# Stories
3
Year Built
1993
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
2
Driveway Spaces
4
Acreage
0.1
Pool
Yes
Pool Type
Community

Lot Features

Coastal Barrier Zone
No
Covenants
Yes
Cul-De-Sac
Yes
Within 1/2 Mile to Water
Yes
See Remarks
Yes

Location, Tax and Legal

Sub Area
1404 - Destin Beach East
Elementary School
Destin
Middle School
Destin
High School
Fort Walton Beach
Legal Description
TERRA COTTA TERRACE LOT 9

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
226
Annual Assessment Amount
2712
Assessment Paid
Monthly
New Buyer Fee
Yes
New Buyer Fee Amt
250
New Buyer Fee Paid
$
Last Taxes
9846.58
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income.

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Golf Cart Open
Yes
Other
Yes
See Remarks
Yes

Waterview

Gulf
Yes

Lot/Parcel Access

City Road
Yes
Paved Road
Yes
See Remarks
Yes

Project Facilities

Beach
Yes
Community Room
Yes
Deed Access
Yes
Pets Allowed
Yes
Pickle Ball
Yes
Pool
Yes
Short Term Rental - Allowed
Yes
Tennis
Yes

Construction/Siding

Frame
Yes
Roof Tile/Slate
Yes
Stucco
Yes

Utilities

Electric
Yes
Public Sewer
Yes
Public Water
Yes

Zoning

Resid Single Family
Yes
See Remarks
Yes

Exterior

BBQ Pit/Grill
Yes
Deck Covered
Yes
Deck Open
Yes
Patio Open
Yes

Interior

Breakfast Bar
Yes
Floor Laminate
Yes
Floor Tile
Yes
Furnished - All
Yes
Lighting Recessed
Yes
Newly Painted
Yes
Owner's Closet
Yes
Pantry
Yes
Washer/Dryer Hookup
Yes

Appliances

Auto Garage Door Opn
Yes
Cooktop
Yes
Dishwasher
Yes
Dryer
Yes
Freezer
Yes
Microwave
Yes
Refrigerator
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - Central Elect
Yes
Ceiling Fans
Yes
Heat Cntrl Electric
Yes
See Remarks
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Garden Tub
Yes
MBed Balcony
Yes
MBed Walk-in Closet
Yes
See Remarks
Yes

Master Bedroom

Third
Yes

Bedroom

First
Yes
Second
Yes
Third
Yes

Kitchen

Second
Yes

Full Bathroom

First
Yes
Second
Yes
Third
Yes

Rooms

Bedroom
Yes
Family Room
Yes
Full Bathroom
Yes
Garage
Yes
Kitchen
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Pantry
Yes

Fees Include

Ground Keeping
Yes
Master Association
Yes
Recreational Faclty
Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Cul-De-Sac; Within 1/2 Mile to Water; See Remarks Zoning: Resid Single Family; See Remarks Waterview: Gulf Parking Features: Garage; Golf Cart Open; See Remarks; Other Project Facilities: Beach; Community Room; Deed Access; Pets Allowed; Pickle Ball; Pool; Short Term Rental - Allowed; Tennis Exterior: BBQ Pit/Grill; Deck Covered; Deck Open; Patio Open Interior: Breakfast Bar; Floor Laminate; Floor Tile; Furnished - All; Lighting Recessed; Newly Painted; Owner's Closet; Pantry; Washer/Dryer Hookup Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Dryer; Freezer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; See Remarks; Water Heater - Elect Master Bedroom: Third Bedroom: First; Second; Third Kitchen: Second Full Bathroom: First; Second; Third Rooms: Bedroom; Family Room; Full Bathroom; Garage; Kitchen; Master Bathroom; Master Bedroom; Pantry Fees Include: Ground Keeping; Master Association; Recreational Faclty

Room Information

Room Name Level Dimensions Length Width Remarks
Family Room Second 18 x 14 18.00 14.00
Kitchen Second 17 x 12 17.00 12.00
Bedroom First 14 x 12 14.00 12.00
Garage First 24 x 20 24.00 20.00
Bedroom Second 22 x 11 22.00 11.00
Master Bedroom Third 17 x 14 17.00 14.00
Bedroom Third 24 x 11 24.00 11.00 Bunk Room
Full Bathroom First 8 x 5 8.00 5.00
Full Bathroom Second 8 x 5 8.00 5.00
Master Bathroom Third 12 x 11 12.00 11.00 With tub
Full Bathroom Third 8 x 10 8.00 10.00
Pantry Second 3 x 3 3.00 3.00
Listing Office: Keller Williams Realty Destin
Last Updated: April - 03 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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