514 Vera Cruz Drive, Destin, FL 32541 (MLS# 990077)

514 Vera Cruz Drive, Destin, FL 32541

$2,799,000

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,750 Status: Active

Current Price: $2,799,000 List Date: 11/21/2025 Last Modified: 12/22/2025

Description

Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool. Seller will consider reasonable offers. MUST SEE!

More Information MLS# 990077

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 746.4 List Date: 2025-11-21 Current Price: $2,799,000 List Price: $2,799,000

Location, Tax and Legal

Sub Area: 1401 - Destin Beach West Elementary School: Destin Middle School: Destin High School: Destin Legal Description: HOLIDAY ISLE LOT 84 BLK F

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 6 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3750 Bedrooms: 6 Full Baths: 6 Total Bathrooms: 6 # Stories: 3 Year Built: 1972 Garage Spaces: 2

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 395 Annual Assessment Amount: 395 Assessment Paid: Annually New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Last Taxes: 14338.61 Last Tax Year: 2023 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool. Seller will consider reasonable offers. MUST SEE!

Waterfront

Canal: 1 Waterfront Feet: 90

Construction Status

Construction Complete: 1

Parking Features

See Remarks: 1

Waterview

Canal: 1 Gulf: 1

Lot/Parcel Access

City Road: 1

Lot Features

Bulkhead/Seawall: 1 Flood Insurance Req: 1 Interior: 1 Level: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Deed Access: 1 Fishing: 1 Pets Allowed: 1 Short Term Rental - Allowed: 1 TV Cable: 1 Waterfront: 1

Construction/Siding

Brick: 1 Roof Dimensional Shg: 1 Siding CmntFbrHrdBrd: 1 Stucco: 1

Utilities

Community Sewer: 1 Community Water: 1 Electric: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Boat Slip: 1 Boathouse: 1 Boatlift: 1 Deck Covered: 1 Deck Enclosed: 1 Dock: 1 Rain Gutter: 1 Shower: 1 Summer Kitchen: 1

Interior

Basement Unfinished: 1 Furnished - Some: 1 Guest Quarters: 1 Kitchen Island: 1 Lighting Recessed: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Microwave: 1 Oven Double: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - High Efficiency: 1 Ceiling Fans: 1 Water Heater - Two +: 1

Mstr Bdrm/Mstr Bath

MBath Separate Shwr: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Full Bathroom: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Land Recreation: 1 Legal: 1 Management: 1 Master Association: 1 Security: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 514 Street Name: Vera Cruz Street Suffix: Drive State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: HOLIDAY ISLE Parcel ID: 00-2S-24-2186-000F-0840

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Flood Insurance Req; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Canal Waterview: Canal; Gulf Parking Features: See Remarks Project Facilities: Beach; Deed Access; Fishing; Pets Allowed; Short Term Rental - Allowed; TV Cable; Waterfront Exterior: Balcony; Boat Slip; Boathouse; Boatlift; Deck Covered; Deck Enclosed; Dock; Rain Gutter; Shower; Summer Kitchen Interior: Basement Unfinished; Furnished - Some; Guest Quarters; Kitchen Island; Lighting Recessed Appliances: Cooktop; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven Double; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Community Sewer; Community Water; Electric; TV Cable Energy: AC - 2 or More; AC - High Efficiency; Ceiling Fans; Water Heater - Two + Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Land Recreation; Legal; Management; Master Association; Security

Room Information

Bedroom Level: First Dimensions: 20 x 14.5 Length: 20.00 Width: 14.50 Dimensions: 20 x 14.5 Bedroom Level: First Dimensions: 14 x 10.5 Length: 14.00 Width: 10.50 Dimensions: 14 x 10.5 Bedroom Level: First Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Master Bedroom Level: First Dimensions: 18 x 15 Length: 18.00 Width: 15.00 Dimensions: 18 x 15 Master Bathroom Level: First Dimensions: 10 x 7.5 Length: 10.00 Width: 7.50 Dimensions: 10 x 7.5 Kitchen Level: First Dimensions: 15 x 19 Length: 15.00 Width: 19.00 Dimensions: 15 x 19 Full Bathroom Level: First Dimensions: 10 x 5.5 Length: 10.00 Width: 5.50 Dimensions: 10 x 5.5 Living Room Level: First Dimensions: 20 x 20 Length: 20.00 Width: 20.00 Dimensions: 20 x 20

Listing Office: Century 21 AllPoints Realty

Last Updated: December - 22 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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