504 Kelly Street, Destin, FL 32541 (MLS# 990748)

504 Kelly Street, Destin, FL 32541

$485,000

Separate driveway that can be used for the mother-in-law suite or just as additional parking.

Deck above the kitchen off the bonus room

Additional side driveway leading to the mother-in-law

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,783 Lot Size (sq. ft.): 16,117 Status: Sold

Current Price: $549,000 List Date: 12/04/2025 Last Modified: 3/01/2026

Description

Rare gem located in the heart of Destin! Bring your boat plus RV and still have plenty of room for parking! Beautifully maintained all-brick home with major updates already complete, including a 2022 roof, main HVAC (2018), MIL-suite HVAC (2023), 2021 water heater, and a powerful 26kW whole-home generator. The spacious main home offers 3 bedrooms, 2 baths, and a loft, while the private 2-bedroom MIL suite—with its own entrance—provides an excellent space for extended family, guests, or rental income.

Supplements: With no HOA and an oversized, fenced-in lot with plenty of parking, including an RV plug, this property is ideal for anyone with a boat, RV, multiple vehicles, or a need for easy in-and-out access. Two powered storage sheds and a bright Florida room add extra functionality. Situated on a rare .37-acre lot in the heart of Destin, this home offers space and flexibility that's hard to findjust minutes from A-rated schools, shopping, dining, and the beach. The interior is ready for your personal updates and vision, making this one of the best value opportunities on the market. Don't miss the potential this property offers! Buyer to verify all information.

More Information MLS# 990748

Status Change Info

Sold Price/SqFt: 174.27 Status: Sold Under Contract Date: 2026-01-26 Sold Date: 2026-02-27 Sold Price: $485,000

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 197.27 List Date: 2025-12-04 Current Price: $485,000 List Price: $549,000

Location, Tax and Legal

Sub Area: 1403 - Destin Northwest Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: POSEY ADDITION LOT 2

General Property Info

Sub-Type: Detached Single Family Design: Ranch SqFt Source: Agent-Measured Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 9 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2783 Bedrooms: 5 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 1978 Garage Spaces: 1 Acreage: 0.37

Listing Info, Tax & Legal

Who Paid Doc Stamps: Seller Who Paid Title: Buyer Homestead: Yes Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Rare gem located in the heart of Destin! Bring your boat plus RV and still have plenty of room for parking! Beautifully maintained all-brick home with major updates already complete, including a 2022 roof, main HVAC (2018), MIL-suite HVAC (2023), 2021 water heater, and a powerful 26kW whole-home generator. The spacious main home offers 3 bedrooms, 2 baths, and a loft, while the private 2-bedroom MIL suite—with its own entrance—provides an excellent space for extended family, guests, or rental income.

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage: 1 Garage Attached: 1 Guest: 1 Oversized: 1 RV: 1

Lot Features

Interior: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Brick: 1

Utilities

Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Deck Covered: 1 Deck Open: 1 Fenced Back Yard: 1 Fenced Chain Link: 1 Fenced Privacy: 1 Guest Quarters: 1 Hurricane Shutters: 1 Lawn Pump: 1 Patio Open: 1 Porch: 1 Porch Open: 1 Separate Living Area: 1 Shower: 1 Sprinkler System: 1 Workshop: 1 Yard Building: 1

Interior

Breakfast Bar: 1 Floor WW Carpet New: 1 Furnished - None: 1 Guest Quarters: 1 Lock Out: 1 Pantry: 1 Shelving: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Security System: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1

Master Bedroom

First: 1

Bedroom

First: 1

Living Room

First: 1

Rooms

Balcony: 1 Bedroom: 1 Florida Room: 1 Living Room: 1 Loft: 1 Master Bedroom: 1

Location Tax and Legal

Area: 14 - Destin Street #: 504 Street Name: Kelly Street Suffix: Street State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: n/a Parcel ID: 00-2S-22-0099-0000-0020

Property Features

Construction Status: Construction Complete Lot Features: Interior; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Boat; Garage; Garage Attached; Guest; Oversized; RV Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Chain Link; Fenced Privacy; Guest Quarters; Hurricane Shutters; Lawn Pump; Patio Open; Porch; Porch Open; Separate Living Area; Shower; Sprinkler System; Workshop; Yard Building Interior: Breakfast Bar; Floor WW Carpet New; Furnished - None; Guest Quarters; Lock Out; Pantry; Shelving; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Security System; Washer Utilities: Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect Master Bedroom: First Bedroom: First Living Room: First Rooms: Balcony; Bedroom; Florida Room; Living Room; Loft; Master Bedroom

Room Information

Living Room Level: First Dimensions: 18 x 14 Length: 18.00 Width: 14.00 Dimensions: 18 x 14 Master Bedroom Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Bedroom Level: First Dimensions: 10 x 11 Length: 10.00 Width: 11.00 Dimensions: 10 x 11 Bedroom Level: First Dimensions: 11 x 10.5 Length: 11.00 Width: 10.50 Dimensions: 11 x 10.5 Florida Room Level: First Dimensions: 24 x 16 Length: 24.00 Width: 16.00 Dimensions: 24 x 16 Loft Level: Second Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Balcony Level: Second Dimensions: 10 x 16 Length: 10.00 Width: 16.00 Dimensions: 10 x 16

Listing Office: Go Coastal Realty LLC

Last Updated: March - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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