4431 Luke Avenue, Destin, FL 32541 (MLS# 971822)

4431 Luke Avenue, Destin, FL 32541

$1,699,000

Property Type: Residential Bedrooms: 7 Baths: 6 Square Footage: 2,829 Lot Size (sq. ft.): 13,939 Status: Active

Current Price: $1,699,000 List Date: 1/29/2026 Last Modified: 1/29/2026

Description

Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility. Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.

Supplements: Outdoor living shines with an in-ground pool, elegant paver driveway, and a rare 1.5-lot homesite, a true standout in Crystal Beach. Offered fully furnished, this turn-key property allows for immediate enjoyment or seamless continuation of its current use. The home has been utilized as a short-term rental and has demonstrated strong historical rental performance, with seller-provided figures indicating approximately $90,000-$110,000 in annual gross rental income (buyer to independently verify). Additionally, vacant lots in Crystal Beach have recently been marketed at approximately $1,000,000, underscoring the value of this location. Whether you're seeking a coastal second home, a multi-generational beach retreat, or a property with income potential, this Crystal Beach opportunity delivers on lifestyle and location.

More Information MLS# 971822

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 600.57 List Date: 2025-03-21 Current Price: $1,699,000 List Price: $1,699,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: CRYSTAL BEACH S/D LOT 6 BLK 39 & W 1/2 OF SHIRAH ST E OF LOT

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Garage: No Carport: No Driveway Spaces: 6 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2829 Bedrooms: 7 Full Baths: 6 Total Bathrooms: 6 # Stories: 1 Year Built: 1991 Acreage: 0.32

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 9614.35 Last Tax Year: 2023 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility. Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.

Construction Status

Construction Complete: 1

Project Facilities

Short Term Rental - Allowed: 1

Construction/Siding

Siding Vinyl: 1

Utilities

Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

City: 1 Resid Single Family: 1

Exterior

Guest Quarters: 1 Pool - In-Ground: 1

Interior

Floor Hardwood: 1 Floor Tile: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Oven Self Cleaning: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1

Mstr Bdrm/Mstr Bath

MBath Dressing Area: 1 MBath Tile: 1 MBath Whirlpool: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Full Bathroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Other: 1 Owner's Closet: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 4431 Street Name: Luke Street Suffix: Avenue State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: CRYSTAL BEACH Parcel ID: 00-2S-22-0580-0039-0060

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Project Facilities: Short Term Rental - Allowed Exterior: Guest Quarters; Pool - In-Ground Interior: Floor Hardwood; Floor Tile; Window Treatment All Appliances: Dishwasher; Oven Self Cleaning; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bedroom; Other; Owner's Closet Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: First Dimensions: 20 x 14 Length: 20.00 Width: 14.00 Dimensions: 20 x 14 Living Room Level: First Dimensions: 24 x 18 Length: 24.00 Width: 18.00 Dimensions: 24 x 18 Kitchen Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Master Bedroom Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Full Bathroom Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Dimensions: 1 x 1 Other Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Dimensions: 1 x 1 Owner's Closet Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Dimensions: 1 x 1

Documents

Rental Projection ›

Listing Office: Coldwell Banker Realty

Last Updated: January - 29 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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