4431 Luke Avenue, Destin, FL 32541 (MLS# 971822)

4431 Luke Avenue, Destin, FL 32541

New Listing

$1,549,000

Hall from front door to living room main house

looking into bunk room from living room main house

Bunk room/bathroom and back door from bunk room

Entrance from pool deck to Carriage house

Entrance from pool deck to Carriage house into the kitchen area

Carriage house kitchen and living room area

Carriage house livingroom looking into bunk room

Carriage house bedroom 2 looking into bathroom

Property Type: Residential Bedrooms: 7 Baths: 6 Square Footage: 2,829 Lot Size (sq. ft.): 13,939 Status: Active

Current Price: $1,549,000 List Date: 4/08/2026 Last Modified: 4/08/2026

Overview

Description

Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility. Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.

Supplements: Outdoor living shines with an in-ground pool, elegant paver driveway, and a rare 1.5-lot homesite, a true standout in Crystal Beach. Offered fully furnished, this turn-key property allows for immediate enjoyment or seamless continuation of its current use. The home has been utilized as a short-term rental and has demonstrated strong historical rent ... (Read more)

Listing Details MLS# 971822

Contract Info

List Price/SqFt: 547.54
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 4431
Street Name: Luke
Street Suffix: Avenue
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-0039-0060

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 2829
SqFt Source: County PA Records
Full Baths: 6
Total Bathrooms: 6
# Stories: Yes
Year Built: 1991
Garage: No
Carport: No
Driveway Spaces: 6
Acreage: 0.32
Pool: Yes
Pool Type: Private

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: CRYSTAL BEACH S/D LOT 6 BLK 39 & W 1/2 OF SHIRAH ST E OF LOT

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 9614.35
Last Tax Year: 2023
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility. Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.

Construction Status

Construction Complete: Yes

Project Facilities

Short Term Rental - Allowed: Yes

Construction/Siding

Siding Vinyl: Yes

Utilities

Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Zoning

City: Yes
Resid Single Family: Yes

Exterior

Guest Quarters: Yes
Pool - In-Ground: Yes

Interior

Floor Hardwood: Yes
Floor Tile: Yes
Window Treatment All: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Dishwasher: Yes
Oven Self Cleaning: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Stove/Oven Electric: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes

Mstr Bdrm/Mstr Bath

MBath Dressing Area: Yes
MBath Tile: Yes
MBath Whirlpool: Yes
MBed First Floor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

First: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Other: Yes
Owner's Closet: Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Project Facilities: Short Term Rental - Allowed Exterior: Guest Quarters; Pool - In-Ground Interior: Floor Hardwood; Floor Tile; Window Treatment All Appliances: Dishwasher; Oven Self Cleaning; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bedroom; Other; Owner's Closet Financing: Conventional; FHA; VA

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	20 x 14	20.00	14.00
Living Room	First	24 x 18	24.00	18.00
Kitchen	First	10 x 9	10.00	9.00
Bedroom	First	14 x 11	14.00	11.00
Bedroom	First	12 x 12	12.00	12.00
Master Bedroom	First	13 x 12	13.00	12.00
Full Bathroom	First	1 x 1	1.00	1.00
Other	First	1 x 1	1.00	1.00
Owner's Closet	First	1 x 1	1.00	1.00

Documents

Rental Projection ›

Listing Office: Coldwell Banker Realty

Last Updated: April - 08 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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