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433 Water Oak Circle, Panama City Beach, FL 32408

New Listing
$215,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,248 Lot Size (sq. ft.): 10,890 Status: Active
Current Price: $215,000 List Date: 12/16/2025 Last Modified: 12/16/2025

Description

Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own.

Supplements: Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.

More Information MLS# 991349

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 172.28 List Date: 2025-12-16 Current Price: $215,000 List Price: $215,000

Location, Tax and Legal

Sub Area: 2719 - Beach - East Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: NORTH LAGOON OAKS 4TH ADD LOT 16 BLK A ORB 3710 P 702

General Property Info

Sub-Type: Mobile Home Design: Mobile Home SqFt Source: County PA Records Garage: No Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1248 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 1993 Acreage: 0.25

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 353.41 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own.

Construction Status

Construction Complete: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Cleared: 1 Cul-De-Sac: 1 Interior: 1

Construction/Siding

Roof Composite Shngl: 1 Siding Vinyl: 1

Utilities

Electric: 1 Septic Tank: 1

Zoning

Resid Single Family: 1

Exterior

Deck Open: 1

Interior

Breakfast Bar: 1 Floor Laminate: 1

Appliances

Refrigerator: 1 Stove/Oven Electric: 1

Energy

AC - Window/Wall: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Kitchen: 1 Living Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 433 Street Name: Water Oak Street Suffix: Circle State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: NORTH LAGOON OAKS 5TH ADDN Parcel ID: 30167-170-000

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Cul-De-Sac; Interior Zoning: Resid Single Family Exterior: Deck Open Interior: Breakfast Bar; Floor Laminate Appliances: Refrigerator; Stove/Oven Electric Utilities: Electric; Septic Tank Energy: AC - Window/Wall Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Kitchen; Living Room

Room Information

Bedroom Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Dimensions: 11 x 9 Bedroom Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Dimensions: 11 x 9 Dining Area Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Kitchen Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Dimensions: 11 x 9 Living Room Level: First Dimensions: 17 x 11 Length: 17.00 Width: 11.00 Dimensions: 17 x 11
Listing Office: Salty Marlin Realty
Last Updated: December - 16 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Grayton Corners | 32 East County Highway 30-A, Suite J | Santa Rosa Beach, FL 32459
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