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431 Atwater Court, Mary Esther, FL 32569

New Listing
$1,799,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,808 Lot Size (sq. ft.): 19,166 Status: Active
Current Price: $1,799,000 List Date: 3/06/2026 Last Modified: 3/06/2026

Description

At the edge of the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. The main level features a gracious foyer and staircase leading into a living room where expansive windows frame the water as an ever-changing backdrop. The kitchen is designed for entertaining with abundant cabinetry,

Supplements: a chef's pantry with space for a secondary refrigerator, smooth-top cook surface with double ovens, and a prep sink within the island. From the kitchen and dining areas, 180-degree views stretch across the water. Upstairs, the primary suite offers elevated vistas, a walk-out Juliet balcony for coastal breezes, a private fireplace, and a spacious en suite bath with double vanity, garden tub, separate shower, private water closet, and extensive walk-in closet. Outside, white-sand shoreline access extends just beyond the backyard. A private dock spans more than 200 feet and includes an 18,000-lb boat lift, 4,000-lb lift, and jet ski lift -- creating effortless access to the calm waters of the sound. Significant 2022 improvements include a new copper roof, upgraded insulation, refreshed stucco siding, fresh exterior paint, and hurricane-rated windows. Conveniently located between Fort Walton Beach and Navarre along the Emerald Coast, the property offers easy access to Hurlburt Field, Eglin Air Force Base, and Highway 98 while maintaining the tranquility of a private waterfront setting.

More Information MLS# 997179

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 374.17 List Date: 2026-03-06 Current Price: $1,799,000 List Price: $1,799,000

Location, Tax and Legal

Sub Area: 1212 - Mary Esther/West of Hurlburt Elementary School: Florosa Middle School: Meigs High School: Fort Walton Beach Legal Description: ATWATER LOTS 5 & 6 AND PORTION OF COMMON AREA DES AS BEG SW COR LOT 5 S80 DEG W 10.7FT S57 DEG W 16.13FT N29 DEG E 14.08FT N16 DEG E 11.23FT N7 DEG W 9.74FT N25 DEG W 27.38FT TO W LINE LOT 5 THC S30 DEG E ALG LOT LINE 54.24FT TO POB BK2348 PG1560 LESS PORTIONS DEEDED TO HOMEOWNERS ASSC BK 2348 PG 1562

General Property Info

Sub-Type: Detached Single Family Design: Mediterranean SqFt Source: Agent-Measured Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 6 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 4808 Bedrooms: 5 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 1993 Garage Spaces: 2 Acreage: 0.44

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 50 Annual Assessment Amount: 600 Assessment Paid: Monthly New Buyer Fee: No Last Taxes: 7325.33 Last Tax Year: 2024 Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson. As Is: No

Remarks & Misc

Remarks: At the edge of the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. The main level features a gracious foyer and staircase leading into a living room where expansive windows frame the water as an ever-changing backdrop. The kitchen is designed for entertaining with abundant cabinetry,

Waterfront

Gulf: 1 Gulf/Pass: 1 Intracoastal Wtrwy: 1 Lagoon: 1 Pond: 1 Shore - Natural: 1 Shore - Seawall: 1 Sound: 1 Waterfront Feet: 299

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage: 1 Garage Attached: 1 Guest: 1 Oversized: 1 RV: 1

Waterview

Canal: 1 Gulf: 1 Gulf/Pass: 1 Intracoastal Waterwy: 1 Lagoon: 1 Pond: 1 Sound: 1

Farm Info

Fenced - Perimeter: 1

Lot/Parcel Access

Paved Road: 1 Private Road: 1

Lot Features

Cul-De-Sac: 1 Dead End: 1 Flood Insurance Req: 1

Project Facilities

Beach: 1 Waterfront: 1

Construction/Siding

Foundation On Piling: 1 Roof Metal: 1 Siding EIFS: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Boat Slip: 1 Boatlift: 1 Deck Covered: 1 Dock: 1 Patio Covered: 1 Patio Enclosed: 1 Porch Screened: 1 Sprinkler System: 1

Interior

Built-In Bookcases: 1 Ceiling Vaulted: 1 Fireplace 2+: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Tile: 1 Floor Vinyl: 1 Floor WW Carpet: 1 Kitchen Island: 1 Newly Painted: 1 Skylight(s): 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Bay: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Dryer: 1 Oven Self Cleaning: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Smooth Stovetop Rnge: 1 Washer: 1

Energy

AC - 2 or More: 1 Geothermal: 1 Heat Cntrl Gas: 1 Heat Pump Wtr Air 2+: 1 Ridge Vent: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Dressing Area: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Balcony: 1 MBed Fireplace: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Rooms

Balcony: 1 Bedroom: 1 Bonus Room: 1 Dining Room: 1 Family Room: 1 Foyer: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Land Recreation: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 431 Street Name: Atwater Street Suffix: Court State: FL Zip Code: 32569 County: Okaloosa Project Name/Subdivision: ATWATER Parcel ID: 17-2S-25-0080-0000-0060

Property Features

Construction Status: Construction Complete Farm Info: Fenced - Perimeter Lot Features: Cul-De-Sac; Dead End; Flood Insurance Req Zoning: Resid Single Family Waterfront: Gulf; Gulf/Pass; Intracoastal Wtrwy; Lagoon; Pond; Shore - Natural; Shore - Seawall; Sound Waterview: Canal; Gulf; Gulf/Pass; Intracoastal Waterwy; Lagoon; Pond; Sound Parking Features: Boat; Garage; Garage Attached; Guest; Oversized; RV Project Facilities: Beach; Waterfront Exterior: Balcony; BBQ Pit/Grill; Boat Slip; Boatlift; Deck Covered; Dock; Patio Covered; Patio Enclosed; Porch Screened; Sprinkler System Interior: Built-In Bookcases; Ceiling Vaulted; Fireplace 2+; Fireplace Gas; Floor Hardwood; Floor Tile; Floor Vinyl; Floor WW Carpet; Kitchen Island; Newly Painted; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Window Bay; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Dryer; Oven Self Cleaning; Refrigerator W/IceMk; Security System; Smoke Detector; Smooth Stovetop Rnge; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; Geothermal; Heat Cntrl Gas; Heat Pump Wtr Air 2+; Ridge Vent; Water Heater - Gas Master Bedroom: Second Bedroom: First; Second Kitchen: First Rooms: Balcony; Bedroom; Bonus Room; Dining Room; Family Room; Foyer; Kitchen; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Land Recreation

Room Information

Foyer Level: First Dimensions: 19 x 19 Length: 19.00 Width: 19.00 Remarks: Entry Way Room Dimensions: 19 x 19 Family Room Level: First Dimensions: 22 x 23 Length: 22.00 Width: 23.00 Dimensions: 22 x 23 Kitchen Level: First Dimensions: 16 x 17 Length: 16.00 Width: 17.00 Dimensions: 16 x 17 Dining Room Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Master Bedroom Level: Second Dimensions: 28 x 17 Length: 28.00 Width: 17.00 Dimensions: 28 x 17 Balcony Level: Second Dimensions: 10 x 3 Length: 10.00 Width: 3.00 Dimensions: 10 x 3 Master Bathroom Level: Second Dimensions: 18 x 15 Length: 18.00 Width: 15.00 Dimensions: 18 x 15 Bedroom Level: Second Dimensions: 21 x 16 Length: 21.00 Width: 16.00 Dimensions: 21 x 16 Bedroom Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: Second Dimensions: 16 x 17 Length: 16.00 Width: 17.00 Dimensions: 16 x 17 Bonus Room Level: Second Dimensions: 10 x 12 Length: 10.00 Width: 12.00 Remarks: Between upstairs bedrooms Dimensions: 10 x 12 Bonus Room Level: First Dimensions: 15 x 17 Length: 15.00 Width: 17.00 Remarks: above garage Dimensions: 15 x 17
Listing Office: Scenic Sotheby's International Realty
Last Updated: March - 06 - 2026
Broker Attribution: heather.blatz@scenicsir.com

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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