428 Captains Circle, Destin, FL 32541 (MLS# 984522)

428 Captains Circle, Destin, FL 32541

$1,575,000

wow - circular driveway, beautiful landscaping, 3 car garage, corner lot!

Virtual Tour

https://track.pstmrk.it/3s/my.matterport.com%2Fshow%2F%3Fm%3DNF2a86J4Vsm%26mls%3D1/cUpU/Hd6-AQ/AQ/03f56a19-9743-452e-bb56-d28c112cccfd/4/o_N3syapSl

formal dining to the right and office area to the left

living area with floor to ceiling windows

dining area - this table/chairs can convey

sliders will fold in for seamless indoor/outdoor living

wet bar/coffee bar in the primary suite - WOW

more than double sinks double everything!!

primary closet the size of a small bedroom

second guest bedroom - furniture conveys

laundry room with cabinets and a sink - W/D convey

stairs to floored storage - what a bonus

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,408 Lot Size (sq. ft.): 28,750 Status: Active

Current Price: $1,575,000 List Date: 9/03/2025 Last Modified: 12/10/2025

Description

Gated resort Living at its Finest located in Regatta Bay the #4 Ranked Golf Course in Florida! Nestled on a premier homesite with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef's dream, equipped with high-end CafÃ© appliances, a Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite offers refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access.

Supplements: Additional bedrooms are thoughtfully designed, complemented by two garages for three vehicles and 580 square feet of floored attic storage. A perfect fusion of luxury and functionality. Location is everything when you can take your Golf Cart to Dinner, Shopping, Marina, School and Beaches within just minutes from your home! Regatta Bay is one of the few Resorts that offers a Red light to exit or cross over Highway 98. Golf Academy & Member's covered practice area with greenside bunkers, Pool and Playground, Tennis & Pickle Ball Courts, Member's Lounge, Library, and Locker Rooms, Trackman Technology from PGA Professionals, GPS System on all golf carts, Discounts at the Pro-Shop and Restaurant, Private Golf Bag Storage, On-course circulating beverage carts, Lulu's Restaurant & Bar on The Bay, Access to the private pool & bar overlooking the Choctawhatchee Bay, Boat Storage Options, Marina Ship Store, Boating classes.

More Information MLS# 984522

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 462.15 List Date: 2025-09-01 Current Price: $1,575,000 List Price: $1,575,000

Location, Tax and Legal

Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd Elementary School: Destin Middle School: Destin High School: Destin Legal Description: COMMODORE POINT S/D LOT 1

General Property Info

Sub-Type: Detached Single Family Design: Other SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 9 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3408 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 1 Year Built: 2005 Garage Spaces: 3 Acreage: 0.66

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 975 Annual Assessment Amount: 3900 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 2000 New Buyer Fee Paid: $ Last Taxes: 7571.53 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Gated resort Living at its Finest located in Regatta Bay the #4 Ranked Golf Course in Florida! Nestled on a premier homesite with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef's dream, equipped with high-end CafÃ© appliances, a Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite offers refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Waterview

Lake: 1

Lot/Parcel Access

City Road: 1 Controlled Access: 1 Paved Road: 1

Lot Features

Coastal Barrier Zone: Yes Corner: 1 Covenants: 1 Restrictions: 1 Survey Available: 1 Within 1/2 Mile to Water: 1 Wooded: 1

Project Facilities

BBQ Pit/Grill: 1 Boat Launch: 1 Fishing: 1 Gated Community: 1 Golf: 1 Pets Allowed: 1 Playground: 1 Pool: 1 Short Term Rental - Not Allowed: 1 Tennis: 1 Waterfront: 1

Construction/Siding

Frame: 1 Roof Tile/Slate: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

BBQ Pit/Grill: 1 Lawn Pump: 1 Patio Covered: 1 Pool - Enclosed: 1 Pool - Heated: 1 Pool - In-Ground: 1 Sprinkler System: 1 Summer Kitchen: 1

Interior

Breakfast Bar: 1 Built-In Bookcases: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Fireplace Gas: 1 Floor Tile: 1 Floor WW Carpet: 1 Furnished - Some: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Wet Bar: 1 Window Treatment All: 1

Appliances

Auto Garage Door Opn: 1 Central Vacuum: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1 Wine Refrigerator: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Gas: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Breakfast Room: 1 Dining Area: 1 Family Room: 1 Garage: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Office: 1 Owner's Closet: 1 Pantry: 1

Fees Include

Accounting: 1 Legal: 1 Management: 1 Security: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 428 Street Name: Captains Street Suffix: Circle State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: REGATTA BAY PH 1 Parcel ID: 00-2S-22-0515-0000-0010

Property Features

Construction Status: Construction Complete Lot Features: Corner; Covenants; Restrictions; Survey Available; Within 1/2 Mile to Water; Wooded Zoning: Resid Single Family Waterview: Lake Parking Features: Garage Attached Project Facilities: BBQ Pit/Grill; Boat Launch; Fishing; Gated Community; Golf; Pets Allowed; Playground; Pool; Short Term Rental - Not Allowed; Tennis; Waterfront Exterior: BBQ Pit/Grill; Lawn Pump; Patio Covered; Pool - Enclosed; Pool - Heated; Pool - In-Ground; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Built-In Bookcases; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace Gas; Floor Tile; Floor WW Carpet; Furnished - Some; Kitchen Island; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Auto Garage Door Opn; Central Vacuum; Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water; Underground Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Gas; Water Heater - Gas Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Breakfast Room; Dining Area; Family Room; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office; Owner's Closet; Pantry Fees Include: Accounting; Legal; Management; Security

Room Information

Master Bedroom Level: First Dimensions: 19 x 18 Length: 19.00 Width: 18.00 Dimensions: 19 x 18 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Kitchen Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Dining Area Level: First Dimensions: 13 x 13 Length: 13.00 Width: 13.00 Dimensions: 13 x 13 Living Room Level: First Dimensions: 18 x 17 Length: 18.00 Width: 17.00 Dimensions: 18 x 17 Family Room Level: First Dimensions: 17 x 16 Length: 17.00 Width: 16.00 Dimensions: 17 x 16 Laundry Level: First Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Master Bathroom Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Office Level: First Dimensions: 7 x 6 Length: 7.00 Width: 6.00 Dimensions: 7 x 6 Owner's Closet Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Pantry Level: First Dimensions: 7 x 5 Length: 7.00 Width: 5.00 Dimensions: 7 x 5 Breakfast Room Level: First Dimensions: 9 x 9 Length: 9.00 Width: 9.00 Dimensions: 9 x 9 Garage Level: First Dimensions: 27 x 23 Length: 27.00 Width: 23.00 Dimensions: 27 x 23 Garage Level: First Dimensions: 20 x 14 Length: 20.00 Width: 14.00 Dimensions: 20 x 14

Documents

Survey ›

Elevation certificate ›

LOMA letter ›

Flood disclosure ›

Property disclosure ›

Additional info and current costs ›

Frontline insurance quote ›

Listing Office: Florida Sales Realty

Last Updated: December - 10 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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