411-A Cobia Avenue, Fort Walton Beach, FL 32548 (MLS# 978567)

411-A Cobia Avenue, Fort Walton Beach, FL 32548

$1,499,000

Note: New dock has been installed since Survey.

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,848 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $1,499,000 List Date: 6/14/2025 Last Modified: 12/10/2025

Description

Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock provides 4 wet slips. Covered aluminum QAB boat lift system can handle up to 20,000 pounds. The dock also boasts a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light.

Supplements: Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring. Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed. With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.

More Information MLS# 978567

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 811.15 List Date: 2025-06-11 Current Price: $1,499,000 List Price: $1,499,000

Location, Tax and Legal

Sub Area: 1201 - Okaloosa Island Elementary School: Edwins Middle School: Bruner High School: Fort Walton Beach Legal Description: SANTA ROSA ISLAND LOT 138 A BLK 4

General Property Info

Sub-Type: Detached Single Family Design: Split Level SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1848 Bedrooms: 3 Full Baths: 3 Total Bathrooms: 3 # Stories: 2 Year Built: 1974 Garage Spaces: 1 Acreage: 0.27

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 7533 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock provides 4 wet slips. Covered aluminum QAB boat lift system can handle up to 20,000 pounds. The dock also boasts a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light.

Waterfront

Intracoastal Wtrwy: 1 Sound: 1 Waterfront Feet: 102

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage Attached: 1 Oversized: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Bulkhead/Seawall: 1 Cul-De-Sac: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Block: 1 Frame: 1 Roof Metal: 1 Siding Brick Some: 1 Siding CmntFbrHrdBrd: 1

Utilities

Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Boat Slip: 1 Boatlift: 1 Deck Open: 1 Dock: 1 Fenced Lot-All: 1 Renovated: 1 Sprinkler System: 1

Interior

Floor Hardwood: 1 Floor Terrazo: 1 Floor Tile: 1 Lighting Recessed: 1 Newly Painted: 1 Pantry: 1 Renovated: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Fire Alarm/Sprinkler: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1 MBath Tile: 1 MBed Sitting Area: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1 Second: 1

Rooms

Bedroom: 1 Full Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Other: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 411-A Street Name: Cobia Street Suffix: Avenue State: FL Zip Code: 32548 County: Okaloosa Project Name/Subdivision: Okaloosa Island Parcel ID: 00-2S-24-2185-0004-138A

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Cul-De-Sac; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Intracoastal Wtrwy; Sound Parking Features: Boat; Garage Attached; Oversized Exterior: Boat Slip; Boatlift; Deck Open; Dock; Fenced Lot-All; Renovated; Sprinkler System Interior: Floor Hardwood; Floor Terrazo; Floor Tile; Lighting Recessed; Newly Painted; Pantry; Renovated; Washer/Dryer Hookup Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Fire Alarm/Sprinkler; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Gas Utilities: Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Gas Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Full Bathroom: First; Second Rooms: Bedroom; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Other Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 15 x 1,210 Length: 15.00 Width: 1210.00 Dimensions: 15 x 1,210 Kitchen Level: First Dimensions: 188 x 139 Length: 188.00 Width: 139.00 Remarks: Kitchen/Dining combo Dimensions: 188 x 139 Master Bedroom Level: Second Dimensions: 29 x 12 Length: 29.00 Width: 12.00 Dimensions: 29 x 12 Master Bathroom Level: Second Dimensions: 86 x 5 Length: 86.00 Width: 5.00 Remarks: Shower Dimensions: 86 x 5 Bedroom Level: Second Dimensions: 115 x 94 Length: 115.00 Width: 94.00 Dimensions: 115 x 94 Bedroom Level: Second Dimensions: 138 x 910 Length: 138.00 Width: 910.00 Dimensions: 138 x 910 Full Bathroom Level: Second Dimensions: 9 x 7 Length: 9.00 Width: 7.00 Dimensions: 9 x 7 Laundry Level: First Dimensions: 119 x 11 Length: 119.00 Width: 11.00 Dimensions: 119 x 11 Full Bathroom Level: First Dimensions: 85 x 52 Length: 85.00 Width: 52.00 Remarks: Shower Dimensions: 85 x 52 Other Level: First Dimensions: 12 x 266 Length: 12.00 Width: 266.00 Remarks: Exterior Deck Dimensions: 12 x 266

Listing Office: Lokation

Last Updated: December - 10 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties