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408 Kelly Plantation Drive 409, Destin, FL 32541

$1,295,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,505 Status: Active
Current Price: $1,295,000 List Date: 2/19/2026 Last Modified: 3/10/2026

Description

Positioned on the highly desirable fourth floor of One Water Place at Kelly Plantation, this impeccably renovated residence represents one of the Emerald Coast's most refined opportunities for luxury ownership. Overlooking the tranquil waters of Choctawhatchee Bay and the pristine fairways of the Fred Couples Signature Golf Course, this sophisticated two-bedroom, two-and-a-half-bath home delivers the elevated lifestyle discerning buyers expect in one of Northwest Florida's most prestigious gated, non-rental communities. Accessed through a private elevator vestibule, the residence immediately sets a tone of exclusivity and intention. The open-concept interior is filled with natural light and thoughtfully designed to balance elegance with everyday comfort.

Supplements: White oak hardwood flooring, professionally detailed neutral finishes, custom glass entry doors, and refined architectural elements create a seamless, timeless aesthetic throughout. The gourmet kitchen has been masterfully designed for both beauty and performance, featuring custom solid walnut cabinetry extending through the kitchen, baths, and laundry. Premium pull-outs and drawer dividers, a custom walnut pantry wall, and striking stone countertops deliver exceptional function, while hidden outlet strips, under-cabinet LED lighting, and a dramatic recycled glass tile backsplash provide modern sophistication and visual impact. Every fixture and finish has been carefully selected to reflect continuity, quality, and enduring style. The primary suite serves as a private sanctuary, offering spa-level comfort with a custom marble backsplash, extended tilework to the ceiling, upgraded Toto fixtures, and a heated towel warmer. Polished and honed travertine flooring, designer wall coverings, custom closet systems, motion-activated LED lighting, and ceiling fans in every room demonstrate the level of detail and thoughtful planning rarely found in condominium living. The expansive balcony is designed to fully embrace the Emerald Coast lifestyle, functioning as an extension of the home's living and entertaining space. A fully appointed outdoor kitchen features a deluxe gas grill, beverage refrigerator, weatherproof custom cabinetry, and stone countertops with integrated sink -- all positioned to capture sweeping bay breezes and panoramic golf course views that change beautifully throughout the day. Extensive system and mechanical upgrades provide peace of mind and long-term comfort, including Carrier HVAC systems, updated hot water heater, gas fireplace blower, washer and dryer, upgraded hardware throughout, and professionally finished paint across all surfaces. One Water Place at Kelly Plantation offers a private, resort-caliber lifestyle reserved exclusively for residents. Amenities rival those of an elite private club and include a bi-level heated lap pool, spa treatment rooms, an expansive fitness center, wine tasting room with private lockers, bocce courts, putting greens, scenic walking trails, a dog park, and access to an equestrian center. Two underground parking spaces and a private storage room provide rare convenience and security. As a top luxury real estate professional representing premier properties across the Southeast United States, I can confidently say this residence stands among the finest condominium offerings along Florida's Emerald Coast. Perfectly located near Destin's world-renowned beaches, boating, championship golf, and exceptional dining, this move-in-ready home offers a rare combination of design excellence, privacy, and lifestyle distinction. For the buyer who expects the very best, this is more than a residence -- it is a statement of refined coastal living in one of the Southeast's most coveted luxury communities.

More Information MLS# 995792

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 516.97 List Date: 2026-02-17 Current Price: $1,295,000 List Price: $1,295,000

Location, Tax and Legal

Unit #: 409 Sub Area: 1403 - Destin Northwest Elementary School: Destin Middle School: Destin High School: Destin Legal Description: ONE WATER PLACE @ KELLY PLANTATION PH II UNIT 409 Parking A144&A157, Storage S2

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Stories In Unit: 1 Stories in Building: 1 Unit Floors Above Ground: 4 Immediate Occupancy: Yes Pre-Const Flip: No Garage: Yes Carport: No Assigned Spaces: 2 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2505 Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 Year Built: 2007 Garage Spaces: 2

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 6182.5 Annual Assessment Amount: 24730 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 874.33 New Buyer Fee Paid: $ Last Taxes: 5980.39 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Positioned on the highly desirable fourth floor of One Water Place at Kelly Plantation, this impeccably renovated residence represents one of the Emerald Coast's most refined opportunities for luxury ownership. Overlooking the tranquil waters of Choctawhatchee Bay and the pristine fairways of the Fred Couples Signature Golf Course, this sophisticated two-bedroom, two-and-a-half-bath home delivers the elevated lifestyle discerning buyers expect in one of Northwest Florida's most prestigious gated, non-rental communities. Accessed through a private elevator vestibule, the residence immediately sets a tone of exclusivity and intention. The open-concept interior is filled with natural light and thoughtfully designed to balance elegance with everyday comfort.

Waterfront

Bay: 1

Construction Status

Construction Complete: 1

Parking Features

Covered: 1

Waterview

Bay: 1 Lake: 1

Project Facilities

BBQ Pit/Grill: 1 Community Room: 1 Elevators: 1 Exercise Room: 1 Game Room: 1 Gated Community: 1 Golf: 1 Pets Allowed: 1 Pickle Ball: 1 Picnic Area: 1 Playground: 1 Pool: 1 Sauna/Steam Room: 1 Separate Storage: 1 Short Term Rental - Not Allowed: 1 Tennis: 1 TV Cable: 1 Waterfront: 1

Construction/Siding

Concrete: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Columns: 1 Fenced Lot-All: 1 Fireplace: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Elevator: 1 Fireplace: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Tile: 1 Pantry: 1 Renovated: 1 Shelving: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Washer: 1

Energy

AC - Central Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Balcony: 1 Bedroom: 1 Kitchen: 1 Master Bedroom: 1

Fees Include

Gas: 1 Ground Keeping: 1 Insurance: 1 Management: 1 Master Association: 1 Recreational Faclty: 1 Security: 1 Sewer: 1 Trash: 1 TV Cable: 1 Water: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 408 Street Name: Kelly Plantation Street Suffix: Drive State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: ONE WATER PLACE at Kelly Plantation Parcel ID: 00-2S-22-1326-0000-0409

Property Features

Construction Status: Construction Complete Waterfront: Bay Waterview: Bay; Lake Parking Features: Covered Project Facilities: BBQ Pit/Grill; Community Room; Elevators; Exercise Room; Game Room; Gated Community; Golf; Pets Allowed; Pickle Ball; Picnic Area; Playground; Pool; Sauna/Steam Room; Separate Storage; Short Term Rental - Not Allowed; Tennis; TV Cable; Waterfront Exterior: Balcony; BBQ Pit/Grill; Columns; Fenced Lot-All; Fireplace Interior: Breakfast Bar; Ceiling Crwn Molding; Elevator; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Pantry; Renovated; Shelving; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect Master Bedroom: First Bedroom: First Kitchen: First Rooms: Balcony; Bedroom; Kitchen; Master Bedroom Financing: Conventional Fees Include: Gas; Ground Keeping; Insurance; Management; Master Association; Recreational Faclty; Security; Trash; TV Cable; Water

Room Information

Kitchen Level: First Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Remarks: 14x10 Dimensions: 14 x 10 Balcony Level: First Dimensions: 14 x 22 Length: 14.00 Width: 22.00 Remarks: 14x22 Dimensions: 14 x 22 Master Bedroom Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Remarks: 15x15 Dimensions: 15 x 15 Bedroom Level: First Dimensions: 11 x 16 Length: 11.00 Width: 16.00 Remarks: 11x16 Dimensions: 11 x 16
Listing Office: 1st Class Real Estate Lanier Group
Last Updated: March - 10 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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