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4049 N Indian Bayou, Destin, FL 32541

$3,199,000
Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 4,751 Lot Size (sq. ft.): 18,731 Status: Active
Current Price: $3,199,000 List Date: 11/19/2025 Last Modified: 1/08/2026

Overview

Description

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Supplements: a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. ...

Listing Details MLS# 989969

Contract Info

List Price/SqFt
673.33
Listing Board
Emerald Coast

Location Tax and Legal

Area
14 - Destin
Street #
4049
Street Direction
N
Street Name
Indian Bayou
State
FL
Zip Code
32541
County
Okaloosa
Project Name/Subdivision
MORENO ACRES S/D
Parcel ID
00-2S-22-1244-0000-004A

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
4751
SqFt Source
Appraiser
Full Baths
4
Half Baths
2
Total Bathrooms
6
# Stories
2
Year Built
2022
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
2
Driveway Spaces
4
Acreage
0.43
Pool
Yes
Pool Type
Private

Waterfront

Waterfront Feet
102
Bayou
Yes

Location, Tax and Legal

Sub Area
1403 - Destin Northwest
Elementary School
Destin
Middle School
Destin
High School
Destin
Legal Description
INDIAN CREEK S/D LOT 4

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
No
New Buyer Fee
No
Last Taxes
25268.43
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Garage Attached
Yes
Oversized
Yes

Waterview

Bayou
Yes

Lot/Parcel Access

County Road
Yes
Paved Road
Yes

Lot Features

Bulkhead/Seawall
Yes
Cleared
Yes
Interior
Yes
Level
Yes
Within 1/2 Mile to Water
Yes

Project Facilities

Fishing
Yes
Waterfront
Yes

Construction/Siding

Brick
Yes
Roof Dimensional Shg
Yes
Siding CmntFbrHrdBrd
Yes
Slab
Yes
Trim Aluminum
Yes

Utilities

Electric
Yes
Gas - Natural
Yes
Public Sewer
Yes
Public Water
Yes

Zoning

Resid Single Family
Yes

Exterior

Dock
Yes
Fenced Back Yard
Yes
Fireplace
Yes
Guest Quarters
Yes
Patio Covered
Yes
Patio Open
Yes
Pool - Gunite Concrt
Yes
Pool - In-Ground
Yes
Porch Open
Yes
Rain Gutter
Yes
Sprinkler System
Yes
Summer Kitchen
Yes

Interior

Breakfast Bar
Yes
Ceiling Raised
Yes
Ceiling Tray/Cofferd
Yes
Fireplace
Yes
Fireplace Gas
Yes
Floor Hardwood
Yes
Floor Tile
Yes
Floor WW Carpet
Yes
Kitchen Island
Yes
Pantry
Yes
Split Bedroom
Yes
Washer/Dryer Hookup
Yes
Window Treatmnt Some
Yes

Financing

Conventional
Yes

Appliances

Auto Garage Door Opn
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Refrigerator
Yes
Stove/Oven Gas
Yes
Washer
Yes
Wine Refrigerator
Yes

Energy

AC - Central Elect
Yes
Ceiling Fans
Yes
Double Pane Windows
Yes
Water Heater - Tnkls
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBath Tile
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes
MBed Waterfront
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Kitchen

First
Yes

Living Room

First
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes
Sitting Room
Yes

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Cleared; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Bayou Waterview: Bayou Parking Features: Garage; Garage Attached; Oversized Project Facilities: Fishing; Waterfront Exterior: Dock; Fenced Back Yard; Fireplace; Guest Quarters; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - In-Ground; Porch Open; Rain Gutter; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Water Heater - Tnkls Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom; Sitting Room Financing: Conventional

Room Information

Room Name Level Dimensions Length Width
Dining Room First 12 x 12 12.00 12.00
Sitting Room First 12 x 12 12.00 12.00
Living Room First 20 x 18 20.00 18.00
Kitchen First 12 x 12 12.00 12.00
Master Bedroom First 14 x 12 14.00 12.00
Bedroom First 12 x 12 12.00 12.00
Bedroom First 12 x 12 12.00 12.00
Bedroom First 12 x 12 12.00 12.00
Listing Office: Realty ONE Group Emerald Coast
Last Updated: January - 08 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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