4049 N Indian Bayou, Destin, FL 32541 (MLS# 989969)

4049 N Indian Bayou, Destin, FL 32541

$3,199,000

Viking Fridge & Built-in Beverage Center

Guest Poolhouse Retreat with Bar Storage

Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 4,751 Lot Size (sq. ft.): 18,731 Status: Active

Current Price: $3,199,000 List Date: 11/19/2025 Last Modified: 1/08/2026

Description

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Supplements: a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

More Information MLS# 989969

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 673.33 List Date: 2025-05-30 Current Price: $3,199,000 List Price: $3,199,000

Location, Tax and Legal

Sub Area: 1403 - Destin Northwest Elementary School: Destin Middle School: Destin High School: Destin Legal Description: INDIAN CREEK S/D LOT 4

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: Appraiser Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 4751 Bedrooms: 5 Full Baths: 4 Half Baths: 2 Total Bathrooms: 6 # Stories: 2 Year Built: 2022 Garage Spaces: 2 Acreage: 0.43

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 25268.43 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Waterfront

Bayou: 1 Waterfront Feet: 102

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1 Oversized: 1

Waterview

Bayou: 1

Lot/Parcel Access

County Road: 1 Paved Road: 1

Lot Features

Bulkhead/Seawall: 1 Cleared: 1 Interior: 1 Level: 1 Within 1/2 Mile to Water: 1

Project Facilities

Fishing: 1 Waterfront: 1

Construction/Siding

Brick: 1 Roof Dimensional Shg: 1 Siding CmntFbrHrdBrd: 1 Slab: 1 Trim Aluminum: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Dock: 1 Fenced Back Yard: 1 Fireplace: 1 Guest Quarters: 1 Patio Covered: 1 Patio Open: 1 Pool - Gunite Concrt: 1 Pool - In-Ground: 1 Porch Open: 1 Rain Gutter: 1 Sprinkler System: 1 Summer Kitchen: 1

Interior

Breakfast Bar: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Fireplace: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Tile: 1 Floor WW Carpet: 1 Kitchen Island: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1

Financing

Conventional: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Gas: 1 Washer: 1 Wine Refrigerator: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed First Floor: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Sitting Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 4049 Street Direction: N Street Name: Indian Bayou State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: MORENO ACRES S/D Parcel ID: 00-2S-22-1244-0000-004A

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Cleared; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Bayou Waterview: Bayou Parking Features: Garage; Garage Attached; Oversized Project Facilities: Fishing; Waterfront Exterior: Dock; Fenced Back Yard; Fireplace; Guest Quarters; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - In-Ground; Porch Open; Rain Gutter; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Water Heater - Tnkls Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom; Sitting Room Financing: Conventional

Room Information

Dining Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Sitting Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Living Room Level: First Dimensions: 20 x 18 Length: 20.00 Width: 18.00 Dimensions: 20 x 18 Kitchen Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Master Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12

Listing Office: Realty ONE Group Emerald Coast

Last Updated: January - 08 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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