4000 Gulf Terrace Drive 105, Destin, FL 32541 (MLS# 995657)

4000 Gulf Terrace Drive 105, Destin, FL 32541

New Listing

$264,900

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 982 Status: Active

Current Price: $264,900 List Date: 2/18/2026 Last Modified: 2/19/2026

Description

Enjoy easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle.

Supplements: Located just minutes from Destin's gorgeous white-sand beaches, world-class fishing, boating, dining, shopping, and water sports, this property is ideal as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making this a fantastic opportunity for investors seeking strong rental potential. Live where others vacation--schedule your private showing today!

More Information MLS# 995657

Contract Info

Listing Board: Navarre List Price/SqFt: 269.76 List Date: 2026-02-18 Current Price: $264,900 List Price: $264,900

Location, Tax and Legal

Unit #: 105 Sub Area: 1401 - Destin Beach West Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: GULF TERRACE UNIT 105

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Stories In Unit: 2 Unit Floors Above Ground: 1 Immediate Occupancy: Yes Garage: No Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 982 Bedrooms: 2 Full Baths: 1 Total Bathrooms: 1 Year Built: 1973

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 722.13 Annual Assessment Amount: 8665.56 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Last Taxes: 2147.13 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Enjoy easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle.

Construction Status

Construction Complete: 1

Waterview

Pond: 1

Project Facilities

BBQ Pit/Grill: 1 Gated Community: 1 Laundry: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1 Tennis: 1 TV Cable: 1

Construction/Siding

Concrete: 1 Frame: 1 Roof Metal: 1 Siding Vinyl: 1

Utilities

Public Sewer: 1 Public Water: 1

Exterior

Patio Covered: 1 Pool - Heated: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Internet Service: 1 Management: 1 Recreational Faclty: 1 Repairs/Maintenance: 1 Sewer: 1 Trash: 1 Water: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 4000 Street Name: Gulf Terrace Street Suffix: Drive State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: GULF TERRACE CONDO Parcel ID: 00-2S-22-1095-0105-0000

Property Features

Construction Status: Construction Complete Waterview: Pond Project Facilities: BBQ Pit/Grill; Gated Community; Laundry; Picnic Area; Pool; Short Term Rental - Allowed; Tennis; TV Cable Exterior: Patio Covered; Pool - Heated Appliances: Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Internet Service; Management; Recreational Faclty; Repairs/Maintenance; Trash; Water

Room Information

Living Room Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0 Kitchen Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0 Master Bedroom Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0 Bedroom Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0

Listing Office: COLDWELL BANKER REALTY

Last Updated: February - 19 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties