3861 Indian Trail 104, Destin, FL 32541 (MLS# 990189)

3861 Indian Trail 104, Destin, FL 32541

$285,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,510 Lot Size (sq. ft.): 871 Status: Active

Current Price: $285,000 List Date: 2/24/2026 Last Modified: 2/24/2026

Overview

Description

Welcome to 3861 Indian Trail, Unit 104, a well-maintained 3-bed, 2.5 bath townhome in the heart of Destin. This property offers a smart, functional layout with all three bedrooms located upstairs, giving the main level plenty of space for everyday living and easy entertaining. Step into the kitchen and you'll find stainless steel appliances, granite countertops, and ample cabinet storage. The living area opens to a private back patio perfect for morning coffee, quiet evenings, or letting the Florida breeze in. Major systems have been thoughtfully updated for peace of mind, including a 2022 roof, 2021 HVAC, and a 2025 water heater. The community features a sparkling pool so you can enjoy summer without the maintenance.

Supplements: Located along the sought-after Indian Trail corridor, you're minutes from shopping, dining, and Destin's best beaches while still tucked away in a quiet residential pocket. This townhome is move-in ready and positioned for easy living in one of West Destin's most desirable areas.

Listing Details MLS# 990189

Contract Info

List Price/SqFt: 188.74
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 3861
Street Name: Indian
Street Suffix: Trail
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: MAGNOLIA BAY CLUB T/H PH I UNIT 104
Parcel ID: 00-2S-22-154A-0000-1040

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1510
SqFt Source: County PA Records
Full Baths: 2
Half Baths: Yes
Total Bathrooms: 3
# Stories: 3
Year Built: 1986
Immediate Occupancy: Yes
Garage: No
Carport: No
Assigned Spaces: 2
Acreage: 0.02
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Unit #: 104
Sub Area: 1403 - Destin Northwest
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: MAGNOLIA BAY CLUB T/H PH I UNIT 104

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 750
Annual Assessment Amount: 3000
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 2452.28
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Welcome to 3861 Indian Trail, Unit 104, a well-maintained 3-bed, 2.5 bath townhome in the heart of Destin. This property offers a smart, functional layout with all three bedrooms located upstairs, giving the main level plenty of space for everyday living and easy entertaining. Step into the kitchen and you'll find stainless steel appliances, granite countertops, and ample cabinet storage. The living area opens to a private back patio perfect for morning coffee, quiet evenings, or letting the Florida breeze in. Major systems have been thoughtfully updated for peace of mind, including a 2022 roof, 2021 HVAC, and a 2025 water heater. The community features a sparkling pool so you can enjoy summer without the maintenance.

Construction Status

Construction Complete: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Interior: Yes
Level: Yes

Project Facilities

Pool: Yes
Short Term Rental - Not Allowed: Yes

Construction/Siding

Brick: Yes
Roof Dimensional Shg: Yes
Siding Brick Some: Yes
Slab: Yes
Trim Vinyl: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Multi-Family: Yes

Exterior

Patio Open: Yes

Interior

Breakfast Bar: Yes
Built-In Bookcases: Yes
Ceiling Vaulted: Yes
Floor Tile: Yes
Floor WW Carpet: Yes
Furnished - None: Yes
Renovated: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Dishwasher: Yes
Freezer: Yes
Microwave: Yes
Refrigerator W/IceMk: Yes
Stove/Oven Electric: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Shower Only: Yes
MBed Carpeted: Yes

Bedroom

Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Area: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes

Fees Include

Management: Yes

Property Features

Construction Status: Construction Complete Lot Features: Interior; Level Zoning: Resid Multi-Family Project Facilities: Pool; Short Term Rental - Not Allowed Exterior: Patio Open Interior: Breakfast Bar; Built-In Bookcases; Ceiling Vaulted; Floor Tile; Floor WW Carpet; Furnished - None; Renovated; Washer/Dryer Hookup Appliances: Dishwasher; Freezer; Microwave; Refrigerator W/IceMk; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Bonus Room; Dining Area; Kitchen; Living Room; Master Bathroom Financing: Conventional; FHA; VA Fees Include: Management

Room Information

Room Name	Level	Dimensions	Length	Width
Dining Area	First	13.5 x 8	13.50	8.00
Living Room	First	20.5 x 13	20.50	13.00
Kitchen	First	10 x 10	10.00	10.00
Master Bathroom	Second	15.5 x 13.5	15.50	13.50
Bedroom	Second	12 x 12	12.00	12.00
Bonus Room	Third	13 x 12.5	13.00	12.50

Documents

HOA Covenants & Restrictions ›

HOA Declaration ›

Listing Office: Realty ONE Group Emerald Coast

Last Updated: February - 24 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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