3430 Scenic Highway 98, Destin, FL 32541 (MLS# 975555)

3430 Scenic Highway 98, Destin, FL 32541

$4,500,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,336 Lot Size (sq. ft.): 16,117 Status: Active

Current Price: $4,500,000 List Date: 1/12/2026 Last Modified: 1/28/2026

Description

A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

More Information MLS# 975555

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1926.37 List Date: 2025-05-05 Current Price: $4,500,000 List Price: $4,500,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: CRYSTAL BEACH 60 FT OF BLK A LYING S OF HY W OF SLY EXT OF W LINE BLK 1 & E OF SLY EXT OF E LINE OF BLK 2 1047-348

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Appraiser Immediate Occupancy: Yes Garage: No Carport: No Covered Spaces: 0 Driveway Spaces: 6 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2336 Bedrooms: 4 Full Baths: 4 Total Bathrooms: 4 # Stories: 2 Year Built: 1988 Acreage: 0.37

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 19486.28 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

Waterfront

Gulf: 1 Waterfront Feet: 60

Construction Status

Construction Complete: 1

Waterview

Gulf: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Coastal Setback: 1 Curb & Gutter: 1 Flood Insurance Req: 1 Sidewalk: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Fishing: 1 Short Term Rental - Allowed: 1 TV Cable: 1 Waterfront: 1

Construction/Siding

Foundation On Piling: 1 Roof Metal: 1 Siding Wood: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

City: 1 Commercial: 1 Resid Multi-Family: 1

Exterior

Fenced Lot-Part: 1 Porch: 1 Porch Screened: 1 Rain Gutter: 1 Renovated: 1 Shower: 1

Interior

Floor Hardwood: 1 Floor Tile: 1 Furnished - All: 1 Lighting Recessed: 1 Lock Out: 1 Newly Painted: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1 Woodwork Painted: 1 Woodwork Stained: 1

Appliances

Cooktop: 1 Disposal: 1 Dryer: 1 Fire Alarm/Sprinkler: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Water Heater - Elect: 1 Water Heater - Two +: 1

Mstr Bdrm/Mstr Bath

MBath Bidet: 1 MBath Cultured Mrble: 1 MBath Shower Only: 1 MBath Skylight: 1 MBath Tile: 1 MBed Waterfront: 1

Bedroom

Second: 1

Living Room

First: 1

Rooms

Bedroom: 1 Bunk Room: 1 Living Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 3430 Street Name: Scenic Highway 98 State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: CRYSTAL BEACH Parcel ID: 00-2S-22-0580-000A-0050

Property Features

Construction Status: Construction Complete Lot Features: Coastal Setback; Curb & Gutter; Flood Insurance Req; Sidewalk; Within 1/2 Mile to Water Zoning: Commercial; Resid Multi-Family Waterfront: Gulf Waterview: Gulf Project Facilities: Beach; Fishing; Short Term Rental - Allowed; TV Cable; Waterfront Exterior: Fenced Lot-Part; Porch; Porch Screened; Rain Gutter; Renovated; Shower Interior: Floor Hardwood; Floor Tile; Furnished - All; Lighting Recessed; Lock Out; Newly Painted; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted; Woodwork Stained Appliances: Cooktop; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Water Heater - Elect; Water Heater - Two + Bedroom: Second Living Room: First Rooms: Bedroom; Bunk Room; Living Room

Room Information

Bedroom Level: Second Dimensions: 20 x 17 Length: 20.00 Width: 17.00 Dimensions: 20 x 17 Bedroom Level: Second Dimensions: 20 x 17 Length: 20.00 Width: 17.00 Dimensions: 20 x 17 Living Room Level: First Dimensions: 25 x 20 Length: 25.00 Width: 20.00 Dimensions: 25 x 20 Living Room Level: First Dimensions: 25 x 20 Length: 25.00 Width: 20.00 Dimensions: 25 x 20 Bunk Room Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Bunk Room Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8

Listing Office: Compass

Last Updated: January - 28 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties