3430 Scenic Highway 98, Destin, FL 32541 (MLS# 975555)

3430 Scenic Highway 98, Destin, FL 32541

$4,500,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,336 Lot Size (sq. ft.): 16,117 Status: Active

Current Price: $4,500,000 List Date: 1/12/2026 Last Modified: 1/28/2026

Overview

Description

A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

Listing Details MLS# 975555

Contract Info

List Price/SqFt: 1926.37
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 3430
Street Name: Scenic Highway 98
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-000A-0050

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2336
SqFt Source: Appraiser
Full Baths: 4
Total Bathrooms: 4
# Stories: 2
Year Built: 1988
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 6
Acreage: 0.37
Pool: No
Pool Type: None
Covered Spaces: 0

Waterfront

Waterfront Feet: 60
Gulf: Yes

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: CRYSTAL BEACH 60 FT OF BLK A LYING S OF HY W OF SLY EXT OF W LINE BLK 1 & E OF SLY EXT OF E LINE OF BLK 2 1047-348

More Information

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 19486.28
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

Construction Status

Construction Complete: Yes

Waterview

Gulf: Yes

Lot/Parcel Access

City Road: Yes
Paved Road: Yes

Lot Features

Coastal Setback: Yes
Curb & Gutter: Yes
Flood Insurance Req: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Fishing: Yes
Short Term Rental - Allowed: Yes
TV Cable: Yes
Waterfront: Yes

Construction/Siding

Foundation On Piling: Yes
Roof Metal: Yes
Siding Wood: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Zoning

City: Yes
Commercial: Yes
Resid Multi-Family: Yes

Exterior

Fenced Lot-Part: Yes
Porch: Yes
Porch Screened: Yes
Rain Gutter: Yes
Renovated: Yes
Shower: Yes

Interior

Floor Hardwood: Yes
Floor Tile: Yes
Furnished - All: Yes
Lighting Recessed: Yes
Lock Out: Yes
Newly Painted: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes
Woodwork Painted: Yes
Woodwork Stained: Yes

Appliances

Cooktop: Yes
Disposal: Yes
Dryer: Yes
Fire Alarm/Sprinkler: Yes
Microwave: Yes
Range Hood: Yes
Refrigerator: Yes
Smoke Detector: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Water Heater - Elect: Yes
Water Heater - Two +: Yes

Mstr Bdrm/Mstr Bath

MBath Bidet: Yes
MBath Cultured Mrble: Yes
MBath Shower Only: Yes
MBath Skylight: Yes
MBath Tile: Yes
MBed Waterfront: Yes

Bedroom

Second: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Living Room: Yes

Property Features

Construction Status: Construction Complete Lot Features: Coastal Setback; Curb & Gutter; Flood Insurance Req; Sidewalk; Within 1/2 Mile to Water Zoning: Commercial; Resid Multi-Family Waterfront: Gulf Waterview: Gulf Project Facilities: Beach; Fishing; Short Term Rental - Allowed; TV Cable; Waterfront Exterior: Fenced Lot-Part; Porch; Porch Screened; Rain Gutter; Renovated; Shower Interior: Floor Hardwood; Floor Tile; Furnished - All; Lighting Recessed; Lock Out; Newly Painted; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted; Woodwork Stained Appliances: Cooktop; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Water Heater - Elect; Water Heater - Two + Bedroom: Second Living Room: First Rooms: Bedroom; Bunk Room; Living Room

Room Information

Bedroom Level: Second Dimensions: 20 x 17 Length: 20.00 Width: 17.00 Dimensions: 20 x 17 Bedroom Level: Second Dimensions: 20 x 17 Length: 20.00 Width: 17.00 Dimensions: 20 x 17 Living Room Level: First Dimensions: 25 x 20 Length: 25.00 Width: 20.00 Dimensions: 25 x 20 Living Room Level: First Dimensions: 25 x 20 Length: 25.00 Width: 20.00 Dimensions: 25 x 20 Bunk Room Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Bunk Room Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8

Listing Office: Compass

Last Updated: January - 28 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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