2809 Scenic Hwy 98, Destin, FL 32541 (MLS# 994900)

2809 Scenic Hwy 98, Destin, FL 32541

$2,900,000

Corner lot on Scenic 98 directly across the street from the beach with Gulf views from the home.

Shirah Beach Access is just a leisurely 2-minute stroll from the home.

The master features a private balcony facing the front yard with Gulf views.

Located on the 3rd floor featuring a private balcony with Gulf views.

Property Type: Residential Bedrooms: 6 Baths: 5 Square Footage: 2,630 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $2,900,000 List Date: 2/10/2026 Last Modified: 2/13/2026

Description

Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features

Supplements: a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.

More Information MLS# 994900

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1102.66 List Date: 2026-02-10 Current Price: $2,900,000 List Price: $2,900,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Fort Walton Beach Legal Description: CRYSTAL BEACH LOT 1 BLK 12

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Garage: No Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2630 Bedrooms: 6 Full Baths: 5 Total Bathrooms: 5 # Stories: 3 Year Built: 2004 Acreage: 0.17

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 22922.26 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features

Construction Status

Construction Complete: 1

Waterview

Gulf: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Corner: 1 Sidewalk: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Deck Covered: 1 Deck Open: 1 Fenced Back Yard: 1 Fenced Lot-All: 1 Guest Quarters: 1 Lawn Pump: 1 Patio Open: 1 Pool - Gunite Concrt: 1 Pool - Heated: 1 Pool - House: 1 Pool - In-Ground: 1 Porch: 1 Renovated: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Floor Hardwood: 1 Floor Tile: 1 Furnished - All: 1 Guest Quarters: 1 Lighting Recessed: 1 Owner's Closet: 1 Renovated: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 VA: 1 None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Whirlpool: 1 MBed Balcony: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Bonus Room: 1 Dining Room: 1 Kitchen: 1 Master Bedroom: 1 Pool House: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 2809 Street Name: Scenic Hwy 98 State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: CRYSTAL BEACH Parcel ID: 00-2S-22-0580-0012-001A

Property Features

Construction Status: Construction Complete Lot Features: Corner; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-All; Guest Quarters; Lawn Pump; Patio Open; Pool - Gunite Concrt; Pool - Heated; Pool - House; Pool - In-Ground; Porch; Renovated; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Floor Hardwood; Floor Tile; Furnished - All; Guest Quarters; Lighting Recessed; Owner's Closet; Renovated; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Master Bedroom; Pool House Financing: Conventional; VA; None

Room Information

Dining Room Level: First Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Remarks: Dining/Living Combo Dimensions: 18 x 12 Kitchen Level: First Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Bedroom Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Master Bedroom Level: Second Dimensions: 17 x 17 Length: 17.00 Width: 17.00 Dimensions: 17 x 17 Bedroom Level: Second Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bonus Room Level: Third Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Pool House Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11

Listing Office: EXP Realty LLC

Last Updated: February - 13 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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