2801 W Highway 98, Mary Esther, FL 32569 (MLS# 991903)

2801 W Highway 98, Mary Esther, FL 32569

$734,900

Hall with sliding doors to closets/storage

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,152 Lot Size (sq. ft.): 14,810 Status: Active

Current Price: $734,900 List Date: 12/30/2025 Last Modified: 1/20/2026

Description

Every day feels like paradise in this completely renovated and well-maintained 2-bedroom, 2-bath Intracoastal waterfront bungalow, ideal as a retirement retreat, vacation home, or affordable waterfront getaway. Designed with privacy in mind, the bedrooms are located at opposite ends of the home, while the open living room and kitchen provide plenty of space for entertaining. Inside, the home is tastefully finished with light, beachy décor and it is being sold fully furnished—just bring your swimsuit! Outside, enjoy the full length deck, a dock leading to a covered boat slip, a newer seawall, and gorgeous waterfront that stretches 240 feet wide.

Supplements: Additional features include two entrances from Hwy 98, a paved circular drive that accommodates larger vehicles, and a location within 30 minutes of shopping, beaches, military bases, and area attractions. If you've been searching for the perfect waterfront escape, this one checks all the boxes! Call today before it's gone!

More Information MLS# 991903

Contract Info

Listing Board: Navarre List Price/SqFt: 637.93 List Date: 2025-12-29 Current Price: $734,900 List Price: $734,900

Location, Tax and Legal

Sub Area: 1212 - Mary Esther/West of Hurlburt Elementary School: Florosa Middle School: Meigs High School: Fort Walton Beach Legal Description: BEG NE COR SEC S3953 FT W4003.45 FT S728.49 FT NE ALG HWY 1065 FT TO BEG NE 235 FT S79.26 FT WLY ALG W/E 240.65 FT N67.32 FT TO BEG

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Appraiser Garage: No Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1152 Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 1996 Acreage: 0.34

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3026.33 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Every day feels like paradise in this completely renovated and well-maintained 2-bedroom, 2-bath Intracoastal waterfront bungalow, ideal as a retirement retreat, vacation home, or affordable waterfront getaway. Designed with privacy in mind, the bedrooms are located at opposite ends of the home, while the open living room and kitchen provide plenty of space for entertaining. Inside, the home is tastefully finished with light, beachy décor and it is being sold fully furnished—just bring your swimsuit! Outside, enjoy the full length deck, a dock leading to a covered boat slip, a newer seawall, and gorgeous waterfront that stretches 240 feet wide.

Waterfront

Intracoastal Wtrwy: 1 Sound: 1 Waterfront Feet: 240

Construction Status

Construction Complete: 1

Waterview

Intracoastal Waterwy: 1 Sound: 1

Lot/Parcel Access

Paved Road: 1 U.S. Highway: 1

Lot Features

Irregular: 1

Construction/Siding

Foundation Stilts: 1 Roof Dimensional Shg: 1 Siding Vinyl: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Boatlift: 1 Deck Open: 1 Dock: 1

Interior

Floor Laminate: 1 Furnished - All: 1 Lighting Recessed: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1 Woodwork Painted: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Insulated Doors: 1 Water Heater - Elect: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 2801 Street Direction: W Street Name: Highway 98 State: FL Zip Code: 32569 County: Okaloosa Project Name/Subdivision: 21-Unincorporated County - Florosa FD Parcel ID: 17-2S-25-0000-0002-0170

Property Features

Construction Status: Construction Complete Lot Features: Irregular Zoning: Resid Single Family Waterfront: Intracoastal Wtrwy; Sound Waterview: Intracoastal Waterwy; Sound Exterior: Boatlift; Deck Open; Dock Interior: Floor Laminate; Furnished - All; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Insulated Doors; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional

Room Information

Living Room Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Dimensions: 15 x 15 Kitchen Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Dimensions: 15 x 15 Master Bedroom Level: First Dimensions: 13.5 x 10.5 Length: 13.50 Width: 10.50 Dimensions: 13.5 x 10.5 Bedroom Level: First Dimensions: 12 x 15 Length: 12.00 Width: 15.00 Dimensions: 12 x 15

Listing Office: CRYSTAL SHORES 2 INC.

Last Updated: January - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties