265 Chipola Cove, Destin, FL 32541 (MLS# 979504)

265 Chipola Cove, Destin, FL 32541

$639,900

Virtual Tour

https://mls.kuu.la/share/collection/713P8?fs=1&vr=1&zoom=1&sd=1&initload=0&autorotate=0.02&thumbs=1&margin=12&alpha=0.65

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,411 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $639,900 List Date: 7/01/2025 Last Modified: 2/06/2026

Description

**Preferred lender willing to assist with closing costs.** Move in ready modern Home in Emerald Lakes - Perfect for Professionals & Friends! Seller also considering long term rental. Looking for the perfect beach vibe? This updated 4 bed/ 3 bath home has everything you need for fun, relaxation, and entertaining. An open-concept with a spacious kitchen w/ marble counters, gas stove, like new appliances - ideal for chefs. L/R stuns w/ high ceilings, tons of natural light, & plank tiles. Key Upgrades: Coded front door (no keys needed!) Tankless Rinnai water heater (hello endless hot showers!), NEW HVAC, NEW Sprinkler System, NEW ceiling fans, and NEW garage door motor. NEW Gazebo and fire pit area with New back 6' Privacy fence and Sauna conveys. Neighborhood Perks: Gated community with

Supplements: its own traffic light off Hwy 98 and a newly updated pool, tennis courts and a playground. Amenities such as Destin Commons, Silver Sands outlets, restaurants, and the stunning white-sand beaches. Live minutes from the best spots in Destin and enjoy the Florida lifestyle to the fullest! Perfect for remote work life. Don't miss out - homes like this in this price point have been going fast!

More Information MLS# 979504

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 265.41 List Date: 2025-06-24 Current Price: $639,900 List Price: $639,900

Location, Tax and Legal

Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd Elementary School: Destin Middle School: Destin High School: Destin Legal Description: EMERALD LAKES PH I LOT 6 BLK B

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2411 Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 2 Year Built: 2003 Garage Spaces: 2 Acreage: 0.19

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 245 Annual Assessment Amount: 980 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Last Taxes: 4917.44 Last Tax Year: 2024 Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner. As Is: No

Remarks & Misc

Remarks: **Preferred lender willing to assist with closing costs.** Move in ready modern Home in Emerald Lakes - Perfect for Professionals & Friends! Seller also considering long term rental. Looking for the perfect beach vibe? This updated 4 bed/ 3 bath home has everything you need for fun, relaxation, and entertaining. An open-concept with a spacious kitchen w/ marble counters, gas stove, like new appliances - ideal for chefs. L/R stuns w/ high ceilings, tons of natural light, & plank tiles. Key Upgrades: Coded front door (no keys needed!) Tankless Rinnai water heater (hello endless hot showers!), NEW HVAC, NEW Sprinkler System, NEW ceiling fans, and NEW garage door motor. NEW Gazebo and fire pit area with New back 6' Privacy fence and Sauna conveys. Neighborhood Perks: Gated community with

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Project Facilities

Gated Community: 1 Minimum Rental Prd: 1 Pets Allowed: 1 Pickle Ball: 1 Playground: 1 Pool: 1 Tennis: 1

Construction/Siding

Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1 Fenced Lot-All: 1 Fenced Privacy: 1 Patio Covered: 1

Interior

Breakfast Bar: 1 Ceiling Vaulted: 1 Fireplace: 1 Fireplace Gas: 1 Floor Tile: 1 Floor WW Carpet New: 1 Pantry: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator: 1 Stove/Oven Gas: 1 Washer: 1

Energy

AC - Central Elect: 1 Double Pane Windows: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: 1 MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Walk-in Closet: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Licenses/Permits: 1 Management: 1 Master Association: 1 Recreational Faclty: 1 Security: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 265 Street Name: Chipola Street Suffix: Cove State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: EMERALD LAKES PH 1 Parcel ID: 00-2S-22-0979-000B-0060

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Gated Community; Minimum Rental Prd; Pets Allowed; Pickle Ball; Playground; Pool; Tennis Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Patio Covered Interior: Breakfast Bar; Ceiling Vaulted; Fireplace; Fireplace Gas; Floor Tile; Floor WW Carpet New; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Double Pane Windows; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: Second Bedroom: First; Second Living Room: First Rooms: Bedroom; Dining Area; Living Room; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Accounting; Licenses/Permits; Management; Master Association; Recreational Faclty; Security

Room Information

Dining Area Level: First Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Dimensions: 14 x 10 Living Room Level: First Dimensions: 27 x 20 Length: 27.00 Width: 20.00 Dimensions: 27 x 20 Bedroom Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Master Bedroom Level: Second Dimensions: 19 x 15 Length: 19.00 Width: 15.00 Dimensions: 19 x 15 Bedroom Level: Second Dimensions: 15 x 12 Length: 15.00 Width: 12.00 Dimensions: 15 x 12 Bedroom Level: Second Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Dimensions: 14 x 10

Listing Office: EXP Realty LLC

Last Updated: February - 06 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Properties