244 White Cottage Road, Santa Rosa Beach, FL 32459 (MLS# 995323)

244 White Cottage Road, Santa Rosa Beach, FL 32459

New Listing

$1,475,000

Virtual Tour

https://listing.beachfrontphoto.com/order/4c4a0f4f-0435-4a07-5c20-08de59a3dd5f?branding=false

Backyard adjacent to protected state forest.

244 White Cottage Rd Floor Plan COMPLETE

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,592 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $1,475,000 List Date: 2/14/2026 Last Modified: 2/15/2026

Description

Beyond the gates of Cottage Grove, where ownership is defined by privacy and permanence rather than transience, 244 White Cottage Road reveals itself as a study in calm coastal architecture — restrained, refined, and deeply intentional. Set against the southern edge of protected state forest, the home is embraced by a natural boundary that will remain untouched forever. This rare adjacency creates a daily rhythm of quiet mornings, filtered light, and evenings softened by the stillness of nature — a sense of retreat that feels both grounding and rare along the 30A corridor. At approximately 2,592 square feet, the residence offers a generous yet graceful scale — one of the largest within the community — designed to feel expansive without excess. From the moment you enter, the architecture..

Supplements: invites you to exhale. The interior unfolds in balanced proportions, where light moves effortlessly through open living spaces and materials speak softly rather than demand attention. Every element has been curated with intention. The home is offered fully furnished, with designer selections that complement the architecture rather than compete with it, layered textures, muted coastal tones, and furnishings chosen for both beauty and comfort. The result is an environment that feels complete, composed, and ready to be lived in from the first moment. Three serene ensuite bedrooms provide private sanctuaries for owners and guests alike, while a thoughtfully integrated bunk room adds flexibility without disrupting the home's refined aesthetic. Each space is designed to feel purposeful, calm, and quietly luxurious. Constructed by Key Lime Homes using upgraded 2×6 exterior walls, the home offers superior insulation and an uncommon sense of acoustic comfort, a subtle architectural detail that enhances daily living in ways immediately felt but rarely advertised. Indoors, the world falls away. Offered at approximately $569 per square foot, inclusive of all furnishings, this residence presents a compelling architectural value within Cottage Grove, where comparable homes often lack the same scale, privacy, and completeness. 244 White Cottage Road is not defined by excess or spectacle, it is defined by restraint, craftsmanship, and setting; a home designed for those who understand that true luxury is quiet, intentional, and enduring.

More Information MLS# 995323

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 569.06 List Date: 2026-02-14 Current Price: $1,475,000 List Price: $1,475,000

Location, Tax and Legal

Sub Area: 1701 - Santa Rosa Beach S of 98 West of 393 Elementary School: Van R Butler Middle School: Seaside High School: South Walton Legal Description: LOT 24 COTTAGE GROVE-A COASTAL NEIGHBORHOOD PB 21-79 OR 3198-4731 OR 3245-3207

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 3 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2592 Bedrooms: 3 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 2022 Acreage: 0.11

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1067 Annual Assessment Amount: 4268 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 1425 New Buyer Fee Paid: $ Last Taxes: 6956.65 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Beyond the gates of Cottage Grove, where ownership is defined by privacy and permanence rather than transience, 244 White Cottage Road reveals itself as a study in calm coastal architecture — restrained, refined, and deeply intentional. Set against the southern edge of protected state forest, the home is embraced by a natural boundary that will remain untouched forever. This rare adjacency creates a daily rhythm of quiet mornings, filtered light, and evenings softened by the stillness of nature — a sense of retreat that feels both grounding and rare along the 30A corridor. At approximately 2,592 square feet, the residence offers a generous yet graceful scale — one of the largest within the community — designed to feel expansive without excess. From the moment you enter, the architecture..

Construction Status

Construction Complete: 1

Waterview

Pond: 1

Lot/Parcel Access

Controlled Access: 1 Paved Road: 1

Lot Features

Covenants: 1 Curb & Gutter: 1 Interior: 1 Restrictions: 1 Survey Available: 1 Within 1/2 Mile to Water: 1 Wooded: 1

Project Facilities

Community Room: 1 Gated Community: 1 Pets Allowed: 1 Pool: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Roof Metal: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Deck Covered: 1 Rain Gutter: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Floor Hardwood: 1 Furnished - All: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Walls Wainscoting: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Double Pane Windows: 1 Storm Doors: 1 Storm Windows: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Shower Only: 1 MBath Tile: 1 MBed Balcony: 1 MBed Walk-in Closet: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Bunk Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Sitting Room: 1

Fees Include

Ground Keeping: 1 Legal: 1 Management: 1 Recreational Faclty: 1 Trash: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 17 - 30A West Street #: 244 Street Name: White Cottage Street Suffix: Road State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: Cottage Grove Parcel ID: 34-2S-20-33272-000-0240

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Curb & Gutter; Interior; Restrictions; Survey Available; Within 1/2 Mile to Water; Wooded Zoning: Resid Single Family Waterview: Pond Project Facilities: Community Room; Gated Community; Pets Allowed; Pool; Short Term Rental - Not Allowed Exterior: Balcony; Deck Covered; Rain Gutter Interior: Breakfast Bar; Ceiling Crwn Molding; Floor Hardwood; Furnished - All; Kitchen Island; Lighting Recessed; Pantry; Walls Wainscoting; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Double Pane Windows; Storm Doors; Storm Windows; Water Heater - Tnkls Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Rooms: Bedroom; Bunk Room; Kitchen; Living Room; Master Bedroom; Sitting Room Financing: Conventional; VA Fees Include: Ground Keeping; Legal; Management; Recreational Faclty; Trash

Room Information

Living Room Level: First Dimensions: 14.1 x 17.1 Length: 14.10 Width: 17.10 Dimensions: 14.1 x 17.1 Kitchen Level: First Dimensions: 19.3 x 20.5 Length: 19.30 Width: 20.50 Remarks: Kitchen and Dining Dimensions: 19.3 x 20.5 Bunk Room Level: First Dimensions: 12.9 x 10.11 Length: 12.90 Width: 10.11 Remarks: extra cave room too Dimensions: 12.9 x 10.11 Bedroom Level: First Dimensions: 13.11 x 13.11 Length: 13.11 Width: 13.11 Remarks: Ensuite and WIC Dimensions: 13.11 x 13.11 Master Bedroom Level: Second Dimensions: 13.1 x 13.1 Length: 13.10 Width: 13.10 Remarks: Ensuite and WIC Dimensions: 13.1 x 13.1 Bedroom Level: Second Dimensions: 11.6 x 13.1 Length: 11.60 Width: 13.10 Remarks: Ensuite and WIC Dimensions: 11.6 x 13.1 Sitting Room Level: Second Dimensions: 11.6 x 20.3 Length: 11.60 Width: 20.30 Remarks: 2nd floor landing Dimensions: 11.6 x 20.3

Documents

Cottage Grove CCR ›

Cottage Grove Declarations ›

Cottage Grove PLAT ›

244 White Cottage Floor Plan COMPLETE ›

Cost To Own 244 White Cottage Rd ›

UPGRADES AND ADDITIONS ›

Exclusions List ›

SPD PLUS 244 White Cottage ›

Listing Office: RE/MAX Coastal Properties

Last Updated: February - 15 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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