244 W Bermuda Drive, Santa Rosa Beach, FL 32459 (MLS# 986827)

244 W Bermuda Drive, Santa Rosa Beach, FL 32459

$7,490,000

Virtual Tour

https://my.matterport.com/show/?m=pqBht3wux9B&

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,876 Status: Active

Current Price: $7,490,000 List Date: 10/03/2025 Last Modified: 3/03/2026

Overview

Description

Set on one of the most coveted parcels along 30A, this iconic residence in the private community of The Retreat delivers a truly rare opportunity. Perched high above the dunes, it commands breathtaking vistas of Draper Lake's outfall and the shimmering Gulf of America. Offering an extraordinary blend of elevated privacy and generous lot size, this Tom Christ-designed concrete block masterpiece sits gracefully within a 90-acre enclave boasting 3,000 feet of private beach. Inside, reclaimed heart pine floors infuse warmth throughout the reverse floor plan, while pro-line appliances, a two-car garage, and timeless finishes elevate everyday living. This is not just a coastal residence, it's a rare chance to own one of The Retreat's most extraordinary homes!

Listing Details MLS# 986827

Contract Info

List Price/SqFt: 1932.4
Listing Board: Emerald Coast

Location Tax and Legal

Area: 17 - 30A West
Street #: 244
Street Direction: W
Street Name: Bermuda
Street Suffix: Drive
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: RETREAT THE
Parcel ID: 12-3S-20-34700-000-0390

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3876
SqFt Source: County PA Records
Full Baths: 4
Half Baths: Yes
Total Bathrooms: 5
# Stories: 2
Year Built: 2003
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 2
Driveway Spaces: 3
Pool: Yes
Pool Type: Community

Waterfront

Waterfront Feet: 160
Coastal Dune Lakes: Yes
Gulf: Yes

Location, Tax and Legal

Sub Area: 1705 - SRB South of 30A
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 39 THE RETREAT S/D PB 14-4 OR 2053-202 OR 3219-4254

More Information

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 6500
Annual Assessment Amount: 6500
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 6500
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Set on one of the most coveted parcels along 30A, this iconic residence in the private community of The Retreat delivers a truly rare opportunity. Perched high above the dunes, it commands breathtaking vistas of Draper Lake's outfall and the shimmering Gulf of America. Offering an extraordinary blend of elevated privacy and generous lot size, this Tom Christ-designed concrete block masterpiece sits gracefully within a 90-acre enclave boasting 3,000 feet of private beach. Inside, reclaimed heart pine floors infuse warmth throughout the reverse floor plan, while pro-line appliances, a two-car garage, and timeless finishes elevate everyday living. This is not just a coastal residence, it's a rare chance to own one of The Retreat's most extraordinary homes!

Construction Status

Construction Complete: Yes

Parking Features

Garage Attached: Yes

Waterview

Coastal Dune Lakes: Yes
Gulf: Yes

Lot Features

Coastal Setback: Yes
Covenants: Yes
Restrictions: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Deed Access: Yes
Gated Community: Yes
Pets Allowed: Yes
Pool: Yes
Short Term Rental - Not Allowed: Yes
Waterfront: Yes

Construction/Siding

Concrete: Yes
Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes
Slab: Yes
Stucco: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Deed Restrictions: Yes
Resid Single Family: Yes

Exterior

Deck Covered: Yes

Interior

Breakfast Bar: Yes
Ceiling Vaulted: Yes
Fireplace: Yes
Floor Hardwood: Yes
Floor Tile: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Financing

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Stove/Oven Dual Fuel: Yes

Energy

AC - 2 or More: Yes
Ceiling Fans: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Dressing Area: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBed Walk-in Closet: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes

Kitchen

Second: Yes

Living Room

Second: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Office: Yes

Fees Include

Master Association: Yes

Property Features

Construction Status: Construction Complete Lot Features: Coastal Setback; Covenants; Restrictions; Survey Available; Within 1/2 Mile to Water Zoning: Deed Restrictions; Resid Single Family Waterfront: Coastal Dune Lakes; Gulf Waterview: Coastal Dune Lakes; Gulf Parking Features: Garage Attached Project Facilities: Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Not Allowed; Waterfront Exterior: Deck Covered Interior: Breakfast Bar; Ceiling Vaulted; Fireplace; Floor Hardwood; Floor Tile; Kitchen Island; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Microwave; Stove/Oven Dual Fuel Utilities: Electric; Public Sewer; Public Water Energy: AC - 2 or More; Ceiling Fans; Water Heater - Elect Master Bedroom: Second Bedroom: First Kitchen: Second Living Room: Second Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bathroom; Master Bedroom; Office Financing: None Fees Include: Master Association

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	Second	20 x 17	20.00	17.00
Dining Area	Second	12 x 8	12.00	8.00
Kitchen	Second	9 x 8	9.00	8.00
Master Bedroom	Second	16 x 15	16.00	15.00
Master Bathroom	Second	13 x 9	13.00	9.00
Bedroom	First	16 x 14	16.00	14.00
Bedroom	First	15 x 8	15.00	8.00
Bedroom	First	15 x 15	15.00	15.00
Office	First	16 x 15	16.00	15.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: March - 03 - 2026

Broker Attribution: caroline@scenicsir.com

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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