190 E Water Street, Inlet Beach, FL 32461 (MLS# 995450)

190 E Water Street, Inlet Beach, FL 32461

New Listing

$3,595,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,344 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $3,595,000 List Date: 2/16/2026 Last Modified: 2/16/2026

Description

A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana.

Supplements: This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!

More Information MLS# 995450

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1533.7 List Date: 2026-02-16 Current Price: $3,595,000 List Price: $3,595,000

Location, Tax and Legal

Sub Area: 1804 - S. of 98 East of Camp Creek Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: LOT 2 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 1865-195 OR 3152-4075

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: Yes Covered Spaces: 2 Driveway Spaces: 1 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2344 Bedrooms: 4 Full Baths: 3 Half Baths: 2 Total Bathrooms: 5 # Stories: 2 Year Built: 2000 Garage Spaces: 1 Acreage: 0.06

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1592 Annual Assessment Amount: 6368 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 0.5 New Buyer Fee Paid: % Last Taxes: 18999.24 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana.

Construction Status

Construction Complete: 1

Parking Features

Carport: 1 Garage: 1 Guest: 1

Lot/Parcel Access

Paved Road: 1 Private Road: 1

Lot Features

Restrictions: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Community Room: 1 Deed Access: 1 Exercise Room: 1 Fishing: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Picnic Area: 1 Playground: 1 Pool: 1 Tennis: 1 TV Cable: 1 Waterfront: 1

Construction/Siding

Block: 1 Concrete: 1 Roof Metal: 1 Stucco: 1 Trim Wood: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Columns: 1 Fenced Lot-Part: 1 Fireplace: 1 Guest Quarters: 1 Patio Covered: 1 Patio Open: 1 Porch: 1 Shower: 1 Summer Kitchen: 1

Interior

Built-In Bookcases: 1 Ceiling Beamed: 1 Ceiling Crwn Molding: 1 Ceiling Vaulted: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Laminate: 1 Floor Tile: 1 Furnished - Some: 1 Guest Quarters: 1 Kitchen Island: 1 Lighting Recessed: 1 Shelving: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Stove/Oven Gas: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed Sitting Area: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1 Second: 1

Half Bathroom

First: 1 Second: 1

Rooms

Bedroom: 1 Dining Area: 1 Full Bathroom: 1 Garage: 1 Half Bathroom: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Internet Service: 1 Land Recreation: 1 Management: 1 Master Association: 1 Security: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 18 - 30A East Street #: 190 Street Direction: E Street Name: Water Street Suffix: Street State: FL Zip Code: 32461 County: Walton Project Name/Subdivision: ROSEMARY BEACH Parcel ID: 35-3S-18-16064-032-0020

Property Features

Construction Status: Construction Complete Lot Features: Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Carport; Garage; Guest Project Facilities: Beach; Community Room; Deed Access; Exercise Room; Fishing; Pavillion/Gazebo; Pets Allowed; Picnic Area; Playground; Pool; Tennis; TV Cable; Waterfront Exterior: Balcony; Columns; Fenced Lot-Part; Fireplace; Guest Quarters; Patio Covered; Patio Open; Porch; Shower; Summer Kitchen Interior: Built-In Bookcases; Ceiling Beamed; Ceiling Crwn Molding; Ceiling Vaulted; Fireplace Gas; Floor Hardwood; Floor Laminate; Floor Tile; Furnished - Some; Guest Quarters; Kitchen Island; Lighting Recessed; Shelving; Washer/Dryer Hookup; Window Treatment All Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable; Underground Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Full Bathroom: First; Second Half Bathroom: First; Second Rooms: Bedroom; Dining Area; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA Fees Include: Accounting; Ground Keeping; Internet Service; Land Recreation; Management; Master Association; Security; TV Cable

Room Information

Living Room Level: First Dimensions: 18 x 18 Length: 18.00 Width: 18.00 Dimensions: 18 x 18 Dining Area Level: First Dimensions: 16 x 9.5 Length: 16.00 Width: 9.50 Dimensions: 16 x 9.5 Kitchen Level: First Dimensions: 16 x 10.5 Length: 16.00 Width: 10.50 Dimensions: 16 x 10.5 Half Bathroom Level: First Dimensions: 7.25 x 3.25 Length: 7.25 Width: 3.25 Dimensions: 7.25 x 3.25 Master Bedroom Level: Second Dimensions: 16.75 x 12.75 Length: 16.75 Width: 12.75 Dimensions: 16.75 x 12.75 Master Bathroom Level: Second Dimensions: 6.75 x 8 Length: 6.75 Width: 8.00 Dimensions: 6.75 x 8 Bedroom Level: Second Dimensions: 11.5 x 10 Length: 11.50 Width: 10.00 Dimensions: 11.5 x 10 Bedroom Level: Second Dimensions: 11.5 x 10 Length: 11.50 Width: 10.00 Dimensions: 11.5 x 10 Full Bathroom Level: Second Dimensions: 8.25 x 6.67 Length: 8.25 Width: 6.67 Dimensions: 8.25 x 6.67 Living Room Level: First Dimensions: 13 x 11.25 Length: 13.00 Width: 11.25 Remarks: in the Carriage House Dimensions: 13 x 11.25 Dining Area Level: First Dimensions: 13 x 7 Length: 13.00 Width: 7.00 Remarks: in the Carriage House Dimensions: 13 x 7 Kitchen Level: First Dimensions: 9 x 7 Length: 9.00 Width: 7.00 Remarks: in the Carriage House Dimensions: 9 x 7 Full Bathroom Level: First Dimensions: 7.5 x 6.5 Length: 7.50 Width: 6.50 Remarks: in the Carriage House Dimensions: 7.5 x 6.5 Bedroom Level: Second Dimensions: 13.75 x 10 Length: 13.75 Width: 10.00 Remarks: in the Carriage House Dimensions: 13.75 x 10 Half Bathroom Level: Second Dimensions: 5.5 x 7.5 Length: 5.50 Width: 7.50 Remarks: in the Carriage House Dimensions: 5.5 x 7.5 Garage Level: First Dimensions: 18 x 10 Length: 18.00 Width: 10.00 Dimensions: 18 x 10

Listing Office: Rosemary Beach Realty LLC

Last Updated: February - 16 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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