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1409 W Highway 98 401, Mary Esther, FL 32569

$450,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,292 Status: Active
Current Price: $450,000 List Date: 10/23/2025 Last Modified: 10/31/2025

Description

Welcome to this dreamy waterfront escape nestled in the heart of Mary Esther! This top-floor condo offers stunning views of the Santa Rosa Sound, where sunsets paint the sky and dolphins occasionally wave hello. Step inside to find a bright, open-concept layout with breezy coastal vibes and plenty of natural light. Complete remodel in 2023. The kitchen sparkles with stainless steel appliances and granite countertops, perfect for whipping up beach-day snacks or hosting sunset dinners. The spacious living area flows seamlessly onto a private balcony. Unit comes with deeded boat slip and lift added in 2024. Just hop on your boat and go! Whether you're seeking a full-time haven, a vacation escape, or a smart investment, Unit 401 is ready to welcome you home with style, salt air, and charm

More Information MLS# 988122

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 348.3 List Date: 2025-10-22 Current Price: $450,000 List Price: $450,000

Location, Tax and Legal

Unit #: 401 Sub Area: 1212 - Mary Esther/West of Hurlburt Elementary School: Florosa Middle School: Bruner High School: Fort Walton Beach Legal Description: RUM ISLAND CONDO UNIT 401 BOAT SLIPS 3

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: Condo Docs Balcony SqFt: 129.5 Stories In Unit: 1 # of Units in Bldg: 12 Stories in Building: 4 Unit Floors Above Ground: 4 Immediate Occupancy: Yes Pre-Const Flip: No Garage: No Carport: Yes Carport Spaces: 1 Covered Spaces: 1 Assigned Spaces: 1 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1292 Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 Year Built: 2000

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 660 Annual Assessment Amount: 7920 Assessment Paid: Monthly New Buyer Fee: No Last Taxes: 3375.92 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to this dreamy waterfront escape nestled in the heart of Mary Esther! This top-floor condo offers stunning views of the Santa Rosa Sound, where sunsets paint the sky and dolphins occasionally wave hello. Step inside to find a bright, open-concept layout with breezy coastal vibes and plenty of natural light. Complete remodel in 2023. The kitchen sparkles with stainless steel appliances and granite countertops, perfect for whipping up beach-day snacks or hosting sunset dinners. The spacious living area flows seamlessly onto a private balcony. Unit comes with deeded boat slip and lift added in 2024. Just hop on your boat and go! Whether you're seeking a full-time haven, a vacation escape, or a smart investment, Unit 401 is ready to welcome you home with style, salt air, and charm

Waterfront

Intracoastal Wtrwy: 1 Sound: 1 Unit Waterfront: 1

Construction Status

Construction Complete: 1

Parking Features

Carport: 1 Covered: 1 Guest: 1

Waterview

Gulf: 1 Intracoastal Waterwy: 1 Sound: 1

Project Facilities

Beach: 1 Deed Access: 1 Dock: 1 Dumpster: 1 Elevators: 1 Fishing: 1 Pool: 1 Separate Storage: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Foundation On Piling: 1 Roof Metal: 1 Siding Vinyl: 1 Slab: 1

Utilities

Electric: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Exterior

Balcony: 1 Boat Slip: 1 Boatlift: 1 Dock: 1 Rain Gutter: 1

Interior

Breakfast Bar: 1 Elevator: 1 Floor Vinyl: 1 Pantry: 1 Renovated: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Washer: 1

Energy

Ceiling Fans: 1 Double Pane Windows: 1 Heat Pump Air To Air: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1 MBath Tile: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Carport: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Storage: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Insurance: 1 Recreational Faclty: 1 Repairs/Maintenance: 1 Trash: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 1409 Street Direction: W Street Name: Highway 98 State: FL Zip Code: 32569 County: Okaloosa Project Name/Subdivision: Rum Island Condominium Parcel ID: 14-2S-25-1893-0000-0401

Property Features

Construction Status: Construction Complete Waterfront: Intracoastal Wtrwy; Sound; Unit Waterfront Waterview: Gulf; Intracoastal Waterwy; Sound Parking Features: Carport; Covered; Guest Project Facilities: Beach; Deed Access; Dock; Dumpster; Elevators; Fishing; Pool; Separate Storage; Short Term Rental - Not Allowed Exterior: Balcony; Boat Slip; Boatlift; Dock; Rain Gutter Interior: Breakfast Bar; Elevator; Floor Vinyl; Pantry; Renovated; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Washer Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable Energy: Ceiling Fans; Double Pane Windows; Heat Pump Air To Air; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Carport; Kitchen; Living Room; Master Bedroom; Storage Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Insurance; Recreational Faclty; Repairs/Maintenance; Trash

Room Information

Living Room Level: First Dimensions: 17 x 11 Length: 17.00 Width: 11.00 Remarks: Living Room/Dining Room Combo Dimensions: 17 x 11 Master Bedroom Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Kitchen Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Bedroom Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Carport Level: First Dimensions: 20 x 10 Length: 20.00 Width: 10.00 Dimensions: 20 x 10 Storage Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8
Listing Office: Black Dog Realty Group LLC
Last Updated: October - 31 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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