1190 Bay Court, Destin, FL 32541 (MLS# 976533)

1190 Bay Court, Destin, FL 32541

$819,000

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,059 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $819,000 List Date: 11/28/2025 Last Modified: 2/18/2026

Description

BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins).

Supplements: Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances. Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.

More Information MLS# 976533

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 267.73 List Date: 2025-05-16 Current Price: $819,000 List Price: $819,000

Location, Tax and Legal

Sub Area: 1403 - Destin Northwest Elementary School: Destin Middle School: Destin High School: Destin Legal Description: Lot 8, Block A, BAYVIEW MANOR IST ADDITION, a subdivision according to the plat thereof as recorded in plat Book 9, Page 61, of the Public Records of Okaloosa County, Florida.

General Property Info

Sub-Type: Detached Single Family Design: Split Level SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 6 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3059 Bedrooms: 5 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 1998 Garage Spaces: 2 Acreage: 0.29

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 7105.85 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins).

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Carport Detached: 1 Garage: 1 Garage Attached: 1 Oversized: 1 RV: 1

Lot/Parcel Access

City Road: 1

Lot Features

Flood Insurance Req: 1 Sidewalk: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Project Facilities

Separate Storage: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Roof Dimensional Shg: 1 Siding Vinyl: 1 Slab: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Barn: 1 BBQ Pit/Grill: 1 Deck Covered: 1 Fenced Lot-Part: 1 Fenced Privacy: 1

Interior

Ceiling Cathedral: 1 Ceiling Crwn Molding: 1 Ceiling Tray/Cofferd: 1 Fireplace Gas: 1 Floor Tile: 1 Floor Vinyl: 1 Lock Out: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Disposal: 1 Freezer: 1 Microwave: 1 Oven Self Cleaning: 1 Refrigerator: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed Balcony: 1 MBed Trey Ceiling: 1 MBed Walk-in Closet: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1 Second: 1

Rooms

Bedroom: 1 Den: 1 Dining Room: 1 Family Room: 1 Kitchen: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 1190 Street Name: Bay Street Suffix: Court State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: BAYVIEW MANOR 1ST ADD LOT 8 BLK A Parcel ID: 00-2S-22-3088-000A-0080

Property Features

Construction Status: Construction Complete Lot Features: Flood Insurance Req; Sidewalk; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Boat; Carport Detached; Garage; Garage Attached; Oversized; RV Project Facilities: Separate Storage; Short Term Rental - Not Allowed Exterior: Balcony; Barn; BBQ Pit/Grill; Deck Covered; Fenced Lot-Part; Fenced Privacy Interior: Ceiling Cathedral; Ceiling Crwn Molding; Ceiling Tray/Cofferd; Fireplace Gas; Floor Tile; Floor Vinyl; Lock Out; Split Bedroom; Washer/Dryer Hookup Appliances: Auto Garage Door Opn; Disposal; Freezer; Microwave; Oven Self Cleaning; Refrigerator; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First; Second Rooms: Bedroom; Den; Dining Room; Family Room; Kitchen; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Family Room Level: Second Dimensions: 20 x 19 Length: 20.00 Width: 19.00 Dimensions: 20 x 19 Kitchen Level: Second Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Dining Room Level: Second Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Master Bedroom Level: Second Dimensions: 16 x 10 Length: 16.00 Width: 10.00 Dimensions: 16 x 10 Bedroom Level: Second Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bedroom Level: Second Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Kitchen Level: First Dimensions: 20 x 10 Length: 20.00 Width: 10.00 Dimensions: 20 x 10 Bedroom Level: First Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Dimensions: 14 x 10 Bedroom Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Den Level: First Dimensions: 19 x 15 Length: 19.00 Width: 15.00 Dimensions: 19 x 15

Documents

Flood Disclosure ›

Seller’s Disclosure ›

Elevation Certificate ›

Wind Mit Report ›

Notable Features ›

Listing Office: Watersound Real Estate

Last Updated: February - 18 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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