101 Old Ferry Road 20C, Shalimar, FL 32579 (MLS# 993303)

101 Old Ferry Road 20C, Shalimar, FL 32579

$210,000

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 868 Status: Sold

Current Price: $210,000 List Date: 1/20/2026 Last Modified: 3/09/2026

Overview

Description

Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed.

Supplements: A rare opportunity for turnkey waterfront living in a quiet, well-maintained setting.

Listing Details MLS# 993303

Status Change Info

Under Contract Date: 2026-02-13
Sold Date: 2026-03-09
Sold Price/SqFt: 241.94

Contract Info

List Price/SqFt: 244.24
Listing Board: Emerald Coast

Location Tax and Legal

Area: 12 - Fort Walton Beach
Street #: 101
Street Name: Old Ferry
Street Suffix: Road
State: FL
Zip Code: 32579
County: Okaloosa
Project Name/Subdivision: FINISTERRA CONDO
Parcel ID: 06-2S-23-5070-0000-020C

General Property Info

Sub-Type: Condominium
Design: N/A
Apx SqFt(Htd/Cooled): 868
SqFt Source: County PA Records
Full Baths: Yes
Total Bathrooms: Yes
Stories In Unit: Yes
# of Units in Bldg: 4
Stories in Building: 2
Unit Floors Above Ground: 2
Year Built: 1970
Garage: No
Carport: No
Assigned Spaces: Yes
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Unit #: 20C
Sub Area: 1210 - Shalimar
Elementary School: Shalimar
Middle School: Meigs
High School: Choctawhatchee
Legal Description: FINISTERRA UNIT 20C

Listing Info, Tax & Legal

Who Paid Title: Seller
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 436.88
Annual Assessment Amount: 5242.55
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 2115.64
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

More Information

Remarks & Misc

Remarks: Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed.

Waterfront

Bay: Yes

Construction Status

Construction Complete: Yes

Waterview

Bay: Yes

Project Facilities

BBQ Pit/Grill: Yes
Gated Community: Yes
Pool: Yes
Short Term Rental - Not Allowed: Yes
Tennis: Yes

Construction/Siding

Frame: Yes
Roof Dimensional Shg: Yes
Siding Vinyl: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes

Exterior

Balcony: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Appliances

Dishwasher: Yes
Refrigerator: Yes
Smooth Stovetop Rnge: Yes
Stove/Oven Electric: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Bedroom

First: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

First: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes

Fees Include

Accounting: Yes
Ground Keeping: Yes
Legal: Yes
Recreational Faclty: Yes
Sewer: Yes
Trash: Yes
Water: Yes

Property Features

Construction Status: Construction Complete Waterfront: Bay Waterview: Bay Project Facilities: BBQ Pit/Grill; Gated Community; Pool; Short Term Rental - Not Allowed; Tennis Exterior: Balcony Appliances: Dishwasher; Refrigerator; Smooth Stovetop Rnge; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Balcony; Bedroom; Full Bathroom; Kitchen; Living Room Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Legal; Recreational Faclty; Trash; Water

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	26 x 12	26.00	12.00
Kitchen	First	9 x 8	9.00	8.00
Bedroom	First	11 x 10	11.00	10.00
Bedroom	First	11 x 12	11.00	12.00
Full Bathroom	First
Balcony	First	8 x 6	8.00	6.00

Listing Office: Coldwell Banker Realty

Last Updated: March - 09 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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