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101 Old Ferry Road 20C, Shalimar, FL 32579

New Listing
$212,000
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 868 Status: Active
Current Price: $212,000 List Date: 1/20/2026 Last Modified: 1/20/2026

Description

Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed.

Supplements: A rare opportunity for turnkey waterfront living in a quiet, well-maintained setting.

More Information MLS# 993303

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 244.24 List Date: 2026-01-20 Current Price: $212,000 List Price: $212,000

Location, Tax and Legal

Unit #: 20C Sub Area: 1210 - Shalimar Elementary School: Shalimar Middle School: Meigs High School: Choctawhatchee Legal Description: FINISTERRA UNIT 20C

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Stories In Unit: 1 # of Units in Bldg: 4 Stories in Building: 2 Unit Floors Above Ground: 2 Garage: No Carport: No Assigned Spaces: 1 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 868 Bedrooms: 2 Full Baths: 1 Total Bathrooms: 1 Year Built: 1970

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 395.34 Annual Assessment Amount: 4744.08 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Last Taxes: 2115.64 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed.

Waterfront

Bay: 1

Construction Status

Construction Complete: 1

Waterview

Bay: 1

Project Facilities

BBQ Pit/Grill: 1 Gated Community: 1 Pool: 1 Short Term Rental - Not Allowed: 1 Tennis: 1

Construction/Siding

Frame: 1 Roof Dimensional Shg: 1 Siding Vinyl: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Exterior

Balcony: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Refrigerator: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Balcony: 1 Bedroom: 1 Full Bathroom: 1 Kitchen: 1 Living Room: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Legal: 1 Recreational Faclty: 1 Sewer: 1 Trash: 1 Water: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 101 Street Name: Old Ferry Street Suffix: Road State: FL Zip Code: 32579 County: Okaloosa Project Name/Subdivision: FINISTERRA CONDO Parcel ID: 06-2S-23-5070-0000-020C

Property Features

Construction Status: Construction Complete Waterfront: Bay Waterview: Bay Project Facilities: BBQ Pit/Grill; Gated Community; Pool; Short Term Rental - Not Allowed; Tennis Exterior: Balcony Appliances: Dishwasher; Refrigerator; Smooth Stovetop Rnge; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Balcony; Bedroom; Full Bathroom; Kitchen; Living Room Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Legal; Recreational Faclty; Trash; Water

Room Information

Living Room Level: First Dimensions: 26 x 12 Length: 26.00 Width: 12.00 Dimensions: 26 x 12 Kitchen Level: First Dimensions: 9 x 8 Length: 9.00 Width: 8.00 Dimensions: 9 x 8 Bedroom Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Full Bathroom Level: First Balcony Level: First Dimensions: 8 x 6 Length: 8.00 Width: 6.00 Dimensions: 8 x 6
Listing Office: Coldwell Banker Realty
Last Updated: January - 20 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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